PayPal Credit Account

Protect your account with optional Payment Security

Unexpected life changes can throw a wrench in your finances. Protect your PayPal Credit account balance with optional Payment Security.

Planning that can pay off

There’s no telling what tomorrow brings. That’s why there’s Payment Security. This optional product can cover the minimum monthly payments of your PayPal Credit account balance, or your entire balance up to $10,000, in the case of a qualifying event. Terms apply.*

Purchase

Coverage for qualifying events

  • Unemployment
  • Disability
  • Nursing home stay
  • Terminal illness
  • Leave of absence
  • Hospitalization
  • Loss of life
You’re covered for most events right away, as long as they occur after your purchase date. For a job loss or leave of absence, coverage starts 30 days after your purchase date.

The cost of protection

Payment Security provides coverage for just $1.66 per $100 of your PayPal Credit account’s monthly balance.

Example

Ending Monthly Balance

$300
Example

Fee For That Month

$4.98
Fees will vary each month based on your ending account balance.
Purchase of Payment Security is optional. Purchase today for peace of mind tomorrow.
Purchase
The purchase of Payment Security is optional and will not affect your application for credit or the terms of any existing credit agreement you have with Synchrony Bank.  You will be provided additional information (including the Payment Security Program Agreement) before you are required to pay for Payment Security. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under Payment Security.  You should carefully read the Payment Security Program Agreement for a full explanation of the Payment Security terms.

Payment Security FAQs

Don't have a PayPal Credit account?

A PayPal Credit account helps take the stress out of large purchases. It gives you the flexibility to buy now and pay over time with No Interest if paid in full in 6 months on purchases of $149+ when you shop online with PayPal.

Interest will be charged to your account from the purchase date if the balance if not paid in full within 6 months. Minimum monthly payments required. Subject to credit approval. See Terms.
Apply Now
To purchase Payment Security, you must have a PayPal Credit account.
*Eligibility requirements, conditions, and exclusions apply. Read the Payment Security Program Agreements for details.
See PayPal Credit Mastercard and PayPal Credit Terms and Conditions.
The PayPal Credit Card and PayPal Credit digital line are subject to credit approval and are available to US customers who are of legal age in their state of residence.
The PayPal Credit Card and the PayPal Credit digital line are issued by Synchrony Bank. The PayPal Credit Card is issued pursuant to a license by Mastercard International Incorporated
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
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