PayPal app

Simple ways to add cash

Add cash1 to your balance with the PayPal Cash Card2 or in the app at retailers with 90,000+ locations nationwide.

A PayPal Balance account is required to add cash and get the card.3

Digitize your cash


Digitize cash1 at stores nationwide with the app or PayPal Cash Card.2

Spend as you like

Shop online, in person, or send money to other PayPal users.4

Easier than carrying cash

Add funds to your balance to shop securely anywhere PayPal is accepted.

How to add cash with the app


Go to the wallet and tap Add cash at stores


Choose a store, get a barcode, and show it at checkout


Money will be added to your balance, usually within minutes

Add money with the PayPal Cash Card

Provide the cash you want to load at the register and swipe your card—the money appears in your PayPal Balance account, usually within minutes. Then, use the money in your balance to shop everywhere Mastercard® is accepted.

The PayPal Cash Card has no monthly fee, no minimum balance, or credit checks.2

Get the PayPal Cash Card         

Add cash at more than 90,000 locations nationwide:

Join over 400 million PayPal users

Easily and securely spend, send, and manage your transactions—all in one place.

Experience the new way to PayPal

Download the app on your phone or sign up for free online.

1 Up to $4.95 cash reload fee applies. This service fee is to add cash into your PayPal Balance account.

2 The PayPal Cash Card is a debit card linked to your PayPal Balance account. The PayPal Cash Card is not a credit card. PayPal is not a bank and does not itself take deposits. You will not receive any interest on the funds in your PayPal Balance account. Cash funds held in a PayPal Balance account are not eligible for FDIC pass-through insurance coverage unless you have a PayPal Cash Card, or have enrolled in Direct Deposit, or have bought cryptocurrency. If your PayPal Balance account is eligible for FDIC pass-through insurance, PayPal will deposit your cash funds into one or more custodial accounts maintained for the benefit of eligible customers at one or more FDIC-insured banks. Funds in these custodial accounts are eligible for pass-through FDIC insurance coverage up to applicable limits. See the PayPal Balance Terms and Conditions for additional information.

The PayPal Cash Mastercard ("PayPal Cash Card") is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated. The Bancorp Bank is issuer of the Card only and not responsible for the associated accounts or other products, services or offers from PayPal. Card may be used everywhere Mastercard is accepted. The Bancorp Bank does not hold your PayPal Balance account funds.

3 PayPal Balance account is required to get the card.

Approval contingent on ID verification. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Terms apply. See Cardholder Agreement for details.

4 An account with PayPal is required to send and receive money.

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