What is the Cash a Check service in the PayPal app?

Cash a Check service in the PayPal app allows you to cash checks and have them credited to your PayPal Cash Plus account, using the PayPal app on your mobile device. You simply take a picture of the check you want to cash, and send it to us for review. If your check is approved, you have the option to pay a fee and get your money credited to your PayPal Cash Plus account in minutes, or if you don’t need the money immediately, you can get your money in 10 days with no fee, if the check is not returned unpaid.

Here’s how to cash a check from your PayPal app: 
 

1. Tap More at the bottom of the home screen.
2. Tap Cash a check (we'll ask to for permission to access your location and camera).
3. You'll be asked to set up a PayPal Cash Plus account (if you don't have a PayPal Cash Plus account already). 
 
   

4. Enter the check amount, take a picture of the front and back of your endorsed check with your mobile device and tap Next.
5. Select how quickly you want to have access to your money and click Confirm.
 
       
 
6. It usually takes a few seconds to review a check for approval, although it can take 3-5 minutes and in rare circumstances, up to an hour to verify enough check information to approve your check.
7. If your check is approved, you’ll be prompted to write “VOID” across the front of your check and submit another photo showing it has been voided. Do not write “VOID” on your check until you are prompted to do so, after you receive confirmation that your check was approved.
 
   
 
8. Once finalized, you’ll see a confirmation page verifying the amount of the credit and when the money will be available in your PayPal Cash Plus account.
 
  

 
For a limited time, PayPal will be waiving the fee to cash Economic Impact Payments, tax refunds, and printed payroll checks, up to $5,000. The following types of checks are excluded from this offer:
  • Personal or 3rd party checks
  • Government checks from 3rd party tax filing providers (ex: H&R Block, Intuit)

Need more information?

How do I use the Cash a Check service in the PayPal app?
Who provides the Cash a Check service in the PayPal app?
What kinds of checks can I cash with the Cash a Check service in the PayPal app?
Is there a check limit when using the Cash a Check service in the PayPal app?
When will my money be available if I used the Cash a Check service in the PayPal app?
Why do I need to turn on location services when using the Cash a Check service in the PayPal app?
Why should I turn on push notifications in the PayPal Mobile app when using the Cash a Check service in the PayPal app?
Is my data secure when using the Cash a Check service in the PayPal app?
What are the fees to use the Cash a Check service in the PayPal app?
How do I take a picture of a check using the Cash a Check service in the PayPal app?
Why is the Cash a Check service in the PayPal app saying my check isn't filled out?
Why am I being asked to ‘VOID’ my check while the using Cash a Check service in the PayPal app?
I’m using the Cash a Check service in the PayPal app and my check wasn’t approved. Why?