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How do I get money out of my PayPal account?

We offer different ways to get money out of your PayPal account.

Bank or Debit Card Transfer

You can transfer money from your PayPal Balance account to your eligible linked bank account or debit card in 2 ways.

Web

Here’s how to make an Instant transfer to your eligible debit card or bank account (subject to a fee):

  1. Go to Wallet.
  2. Click Transfer Money.
  3. Click Transfer to your bank.
  4. Select in minutes.
  5. Follow the instructions.

Here’s how to make a Standard transfer to your eligible debit card or bank account:

  1. Go to Wallet.
  2. Click Transfer Money.
  3. Click Transfer to your bank.
  4. Select in 1-3 days (No fee).
  5. Follow the instructions.

PayPal App

To make a transfer to your eligible debit card or bank account on the app:

  1. Tap your PayPal balance.
  2. Tap Transfer.
  3. Tap Transfer to bank at the bottom of the screen.
  4. Select in minutes (fee applies) or in 1-3 days (no fee).
  5. Tap Transfer Now.

If you selected Instant Transfer, you should see the money in your bank account in minutes, but this timeframe may vary depending on the bank. If you don’t see the money in your bank account after 30 minutes, contact your bank for more information. Our team members can’t change the status of your transfer.

The Standard transfer to your bank typically completes in 1 business day, but depending on your bank's clearing process, it may take 3-5 business days. Keep in mind that holidays aren't business days.

Standard transfers to your eligible debit card take approximately 48 hours.

Check

Here's how to request a check on the web (timeframe is 5-10 business days): 

  1. Go to Wallet.
  2. Click Transfer Money.
  3. Click Request a check by mail (fee applies for PayPal personal accounts without a linked Balance Account).
  4. Enter the amount you want to transfer (the minimum is $1.51 USD).
  5. Click Next.
  6. Review your transfer details, then click Request (amount) Now.
  7. Click Done.

PayPal Debit Card

You can withdraw up to $400.00 USD from your PayPal Balance account from an ATM each day using the PayPal Debit Card. You can also withdraw funds from a bank teller at a participating bank branch or other financial institution. For fees and limits that may apply when you withdraw funds using your PayPal Debit Card, please refer to the Cardholder Agreement.

All transfers are subject to review and could be delayed or stopped if we identify an issue.

The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.

PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions.

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