What are the daily spending limits, ATM, and over-the-counter withdrawal limits of the PayPal Debit Card?
The PayPal Debit Card has a daily spending limit of $3,000 USD, a daily ATM withdrawal limit of $400 USD, and a daily over-the-counter withdrawal limit of $5,000 USD.
Here's how to check your daily limits on the PayPal website:
- Go to your Home page and click PayPal Debit Card under the balance.
- Click Manage.
- You can see the information under Daily limits.
Here's how to check your daily limits on the app:
- Tap Accounts.
- Select PayPal Balance.
- Tap PayPal Debit Card.
- Tap Manage card.
- Scroll down to the section called Daily limits.
Note that the Daily limits sections display the standard limits noted above. They are not
dynamically updated to reflect your daily activity.
Over the counter cash withdrawals can be done at
any participating Mastercard member bank, credit union or financial
institution. Consult with the institution to confirm participation.
The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“The Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.
ATMs must display the Mastercard®, Cirrus®, Pulse® or MoneyPass® acceptance marks. Up to $400 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMs have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. International Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. Refer to Cardholder Agreement for details.
5% back earned on up to $1000 of selected category spend per month. 5% back awarded as points that can be redeemed for cash or other options. Terms apply.
The PayPal Business Debit Mastercard® is issued by The Bancorp Bank, N.A. (“The Bancorp”) pursuant to a license by Mastercard International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Card may be used everywhere Mastercard is accepted. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.
ATMs must display the Mastercard®, Maestro®, or Cirrus® acceptance marks. ATM owner operator fees may apply in addition to the ATM Domestic or International Withdrawal fee. A Foreign Transaction Fee also applies for international withdrawals. Refer to Cardholder Agreement for amounts and details.
You'll receive unlimited 1% cash back on purchases when your PayPal Business Debit Mastercard purchase is completed as a credit transaction. Purchases eligible for cash back include transactions processed as credit by Mastercard. Purchases that are not eligible for the cash back include but are not limited to: transactions processed as cash withdrawals, cash advances, quasi-cash transactions or those using a PIN or that the merchant processes via debit network or PIN-less debit. Earned cash back will be added to your PayPal balance weekly. Refer to Cardholder Agreement for complete details
ATMs must display the Mastercard®, Cirrus®, Pulse®, or MoneyPass® acceptable marks. Up to $400.00 USD daily withdrawal limit applies. Transactions at non-MoneyPass ATMs have a $2.50 ATM Domestic and International Withdrawal Fee. No fee for MoneyPass ATM Withdrawals in the U.S. International Transaction Fee applies for International ATM Withdrawals. ATM operator fees may also apply. See the Cardholder Agreement for details.