Home
  • Payments and Transfers
  • Disputes and Limitations
  • My Account
  • My Wallet
  • Login & Security
  • Seller Tools

What is the difference between Personal and Business accounts? 

All PayPal accounts allow you to send and receive payments.

Personal Account

Sign up for and use a Personal account to: 

  • Shop and pay online 
  • Send or receive personal payments for shared expenses (for example: splitting a dinner bill or paying rental charges) 
  • Send money as a gift 

We also recommend a Personal account for casual sellers who want to get paid online but also make online purchases.

Business Account

Sign up for and use a Business account to: 

  • Operate under a company/group name  
  • Accept debit card, credit card, and bank account payments for a low fee 
  • Allow up to 200 employees limited access to your account 
  • Access PayPal products such as PayPal Checkout

Account Fees

For more information on fees, click Fees at the bottom of any PayPal page.

To sign up for a PayPal account, visit our sign-up page.

Was this article helpful?

More ways we can help

How are we doing?
Take our survey

We use cookies to improve your experience on our site. May we use marketing cookies to show you personalized ads? Manage all cookies