<section><p>You can have two PayPal accounts - one personal account and one business account. <a href="https://www.paypal.com/webapps/mpp/account-selection" target="_blank">Sign up</a> for a second account if necessary.<br/><br/>If you want to upgrade your personal account to a business account:</p> <ol><li>
Go to <a href="https://www.paypal.com/myaccount/settings/" target="_blank">Settings</a>. </li><li>
In&nbsp;the Account Options section,&nbsp;click <strong>Upgrade to a Business Account</strong>.</li></ol><p>Most business accounts cannot be downgraded, so we recommend <a href="https://www.paypal.com/webapps/mpp/account-selection" target="_blank">opening a new personal account</a>.  <br/><br/>If you want to use the same email address that’s registered with your business account, you'll need to close your business account first.</p></section><section><h3>Can have more than 1 PayPal account?</h3></section><section><p>Yes. You can have 1 Personal account and 1 Business account. Each account must be registered with a unique email address.</p></section><section><h3>I recently upgraded my PayPal Balance account to a business account and can't use crypto. What can I do?</h3></section><section><p>Please <a href="https://www.paypal.com/us/smarthelp/contact-us">Contact us</a>&nbsp;and a member of our Customer Service team will assist you.</p></section><section><h3>What happens to my account number and routing number if I upgrade my personal account to a business account?</h3><p>If you upgrade your personal account to a business account, the account number and routing number assigned to your personal account’s PayPal Balance account will be closed. This means that any payments set up using this account number and routing number would fail. A new account number and routing number assigned to your business account would need to be requested, and any future payments using your business account balance would need to use this new account number and routing number.</p></section>

How do I upgrade or downgrade my PayPal account?

My Account/PayPal Basics

<section><p></p><p style="">Most business accounts cannot be downgraded, so we&nbsp;<span style="margin: 0px; padding: 0px;">recommend</span><a href="https://www.paypal.com/us/webapps/mpp/account-selection" target="_blank">&nbsp;opening</a><a href="https://www.paypal.com/us/webapps/mpp/account-selection" target="_blank">&nbsp;a new personal account</a>. </p><p style="">If you want to use the same email address that's registered&nbsp;with your business account, you'll need to close your business account first.</p><p></p></section><section><h3>Can have more than 1 PayPal account?</h3></section><section><p>Yes. You can have 1 Personal account and 1 Business account. Each account must be registered with a unique email address.</p></section><section><h3>I recently upgraded my PayPal Balance account to a business account and can't use crypto. What can I do?</h3></section><section><p>Please <a href="https://www.paypal.com/us/smarthelp/contact-us">Contact us</a>&nbsp;and a member of our Customer Service team will assist you.</p></section>

How to Upgrade or Downgrade Your PayPal Account | PayPal US

To upgrade to business account, go to Settings > Account Options > Upgrade. You can have 1 personal and 1 business account with unique emails. Contact support.

Browse All Topics

Personal Help

Business Help

Developer Resources

BrainTree Support

Braintree Support

Site Status

Message Center

Transactions Help

Need immediate help? Chat with us for instant support

Common Issues

PayPal Assistant

Need more help? Start a new chat for instant support

Chat for instant help and to connect with a customer support agent.

What can we help with

Get the PayPal App

For best results, ask a question like “How do I reset my password?”

Help Center

Try our Unified Agent

Business Resources

Community Forum

Contact Us

Resolution Center

Ask Stack Overflow

Tax center

Technical Help

 Logged out chat is only available for users who can't log in or don’t have a PayPal account. For all other inquiries, log in to message us.

Your transaction was declined

Your case is in review

Your account is temporarily blocked

You have a pending refund

Your funds are on hold

Status Updates

Report a Concern

For Technical Questions:

Dialing Instructions

Tap the call us button below

Customer Service Hours

Enter one-time passcode for quicker service

Call PayPal Customer Service and enter this one-time passcode when prompted.

Hours of Operation

Call Instructions

Call Customer Service

Further information on our complaint handling procedures can be found in our Complaints Process Code (Hungary) which can be found

 Further information on our complaint handling procedures can be found in our Complaints Process Code (Slovak Republic) which can be found

Select the reason for your complaint

PayPal (Europe) S.à r.l. et Cie, S.C.A. is a credit institution (or bank) authorised and supervised by Luxembourg’s financial regulator, the Commission de Surveillance du Secteur Financier (or CSSF). CSSF’s registered office: 283, route d’Arlon, L-1150 Luxembourg. The CSSF maintains a register of the organizations that it regulates at

PayPal is number B00000351 on the register, but you can also look us up on the register by our name. Trade Register Number: R.C.S. Luxembourg B 118 349.

For complaint-specific information, please refer to

Directorate General for Economic Inspection of Belgium's Federal Public Service Economy, SMEs and self-employed, which can be contacted at its offices at North Gate III, Koning Albert II-laan 16, 1000 Brussels, Belgium.

For consumers resident of the Czech Republic, the alternative dispute resolution authority regarding disputes with payment services providers is the Financial Arbitrator and the Office of the Financial Arbitrator (www.finarbitr.cz) to the extent and within the scope set forth in Act No. 229/2002 Coll., on Financial Arbitrator, as amended.

Bank of Spain. You can obtain further information about how to contact the Bank of Spain at

The relevant member of the Financial Dispute Resolution Network (“Fin-Net”). You may obtain further information regarding Fin-Net and how to contact the relevant dispute resolution authority at

The Financial and Capital Markets Commission (in Latvian – Finanšu un kapitāla tirgus komisija) (if you are a non-consumer). The Financial and Capital Markets Commission is the authority responsible for the supervision of companies in the financial sector in Latvia, like us. You may obtain further information regarding the Financial and Capital Markets Commission and how to contact them at

The Consumer Rights Protection Center (in Latvian – Patērētāju tiesību aizsardzības centrs) (if you are a consumer). You may obtain further information regarding the Consumer Rights Protection Center and how to contact them at

The Ombudsman of the Finance Latvia Association (in Latvian– Finanšu Nozares Asociācija). You may obtain further information regarding the Ombudsman of the Finance Latvia Association and how to contact them at

The National Authority for Consumer Protection (ANPC) (if you are a consumer and a resident of Romania). You may obtain further information regarding the ANPC and how to contact them at

The National Bank of Romania (BNR) (if you are a resident of Romania). You can contact the BNR at 25 Lipscani Street., District 3, Bucharest, Romania. You may obtain further information regarding the BNR and how to contact them at:

Complaints section of our User Agreement.

European Consumer Centre (ECC-Net) which is available to assist consumers by providing guidance in your rights as a consumer and support in amicable dispute resolution:

Further information regarding additional alternative dispute resolution bodies that you may be able to refer your complaint to can be found in the

If the outcome of your complaint about our services, after completing the complaint escalation process, isn’t to your satisfaction, you can escalate it by contacting one of the following:

We aim to offer you excellent customer service, but we may not get it right every time. So, if you're dissatisfied with PayPal, please let us know and we'll do our best to fix things quickly and fairly.

We'll aim to respond to your complaint as quickly as possible. It may take up to 15 days for us to respond to payments-related complaints. Other complaints can take up to a month. We’ll send you an acknowledgement within 10 days. If there's any delay in our final response, we'll send you an update on our progress.

Submit a complaint to PayPal

Use the converter below to get an indication of the currency conversion rate that you may receive when using PayPal for transactions.

Chat with PayPal Assistant immediately or leave a message for an agent

PayPal for You

Shopping & Rewards

Send & Receive

Manage Your Money

PayPal Open

Business Types

Accept Payments

Risk & Operations

Financial Services

PayPal Ads

How do I upgrade or downgrade my PayPal account?

Can have more than 1 PayPal account?

I recently upgraded my PayPal Balance account to a business account and can't use crypto. What can I do?

More ways to get help

Business Types

Risk & Operations

How do I upgrade or downgrade my PayPal account?

Can have more than 1 PayPal account?

I recently upgraded my PayPal Balance account to a business account and can't use crypto. What can I do?

More ways to get help

If you accept cookies, we’ll use them to improve and customize your experience and enable our partners to show you personalized PayPal ads when you visit other sites. Manage cookies and learn more