How do I activate my PayPal Debit Card 5% monthly rewards category?

To find and activate your PayPal Debit Card 5% monthly rewards category offer in the app:

1. Tap Accounts.
2. Tap Choose your monthly rewards category (you must have a PayPal Debit Card to choose a category).
3. Select the reward category that you would like to activate for the current month and tap Next.
4. When the category offer details are shown, tap Got it.

*Please ensure that you've updated your PayPal app to the latest version.

Do I have to activate my 5% monthly reward category PayPal Debit Card offer?

Yes, you’ll need to choose a 5% monthly rewards category offer each month. Your selected monthly category will expire at the end of each month and you’ll need to log into your PayPal app to choose a category offer each month, even if you select the same category.

Are there any limits to the amount of reward points that I can receive for my 5% monthly rewards category offer?

Yes. Customers who have activated the 5% monthly rewards category feature can earn PayPal Rewards Points (that can be redeemed for cash or other options $1,000 of spend with their Card in their selected monthly rewards category during a calendar month).

How can I combine the PayPal Debit Card 5% monthly category rewards with merchant offers?

To maximize your rewards, you can combine the 5% back in PayPal Rewards Points from your PayPal Debit monthly category purchases with merchant offers in the same category found in the PayPal app when you checkout with PayPal.

For example, if you’ve activated your 5% monthly rewards category on apparel, it can be combined with an offer from an apparel store when you use your PayPal Debit Card during PayPal Checkout, so you can earn even more PayPal Rewards Points on the purchase.

Here's how to combine your rewards:

1. Activate a 5% monthly rewards category (refer above).
2. Log in to the PayPal app and shop store offers in the same category.
3. Use your PayPal Debit Card in PayPal Checkout.

Disclosures

The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. (“The Bancorp”) pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.

PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. Refer to PayPal Balance Terms and Conditions.

Earn 5% back in PayPal Rewards Points on up to $1000 in monthly category spend. Terms apply. 

Check offer for details. Redeem points for cash back or other options. Offer terms, PayPal Rewards terms and exclusions apply.