I applied for Pay in 4, was approved, and received a single-use card number, now what?
If you received a Pay in 4 single-use card number through PayPal Honey, you can use it to shop at select merchants. Please check availability in your PayPal Honey browser.

If you received a Pay in 4 single-use card number through the PayPal App, you can use it to shop at most places where Mastercard is accepted. Restrictions apply to hotel and airfare, as well as other transactions.

• If you applied for Pay in 4 and received a single-use card number, it can be copied and pasted into the credit card field of any online checkout where Mastercard is accepted.  Since approval happens before checkout, your approved Pay in 4 amount may be slightly different than the amount you actually spend. You will only ever pay back what you spend. For example, if you applied for $300 and only spend $200, you will make 4 interest-free repayments of $50.
• The single-use card number is valid for one purchase and must be used within 24 hours of approval. If you need to re-access your single-use card information, log in to the PayPal app or desktop, tap on the Pay Later tile, and then click on your Pay in 4 plan to view your single-use card information. If it expires before you use it, you will have to apply for a new one. There’s no impact on your credit score for applying.
• If we were unable to approve your application, please check your PayPal Message Center for more details. For privacy reasons, only you can see why your application was declined. Our specialists cannot see your decline explanation reason(s) and cannot review loan applications.

Why was my single-use card declined even though my application was approved?

Single-use cards can be declined for the following reasons:

• The single-use card has already been used.
• The attempted transaction was for an amount greater than the approved Pay in 4 amount.
• The single-use card number has expired (24 hours after approval).
• The single-use card was used for a restricted transaction. Note: single-use cards cannot be used for hotels or airfare at this time.
• The item(s) ordered are back ordered.

How do I re-access my single-use card after I was approved?
Once approved for a single-use card number, it will be available in your PayPal wallet for 24 hours. To access it tap on the home tab, tap the Pay Later tile, and click on your Pay in 4 plan to view your single-use card number information.