Pay with Crypto

Accept payments in cryptocurrency and get paid near-instantly in USD

Scale your business, save on transaction fees, and get paid near-instantly, without ever holding or managing crypto. Seamlessly accept crypto payments with PayPal.

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Faster, cheaper, borderless payments

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Simple consumer checkout experience

Checkout

Select Pay with Crypto at checkout

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Connect

Connect your crypto wallet

Start Accepting Crypto

Pay

Pay with one of the supported cryptocurrencies

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Convert and Settle

Cryptocurrency is automatically converted, and the payment settles nearly instantly in USD2

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Take advantage of our promotional processing rate

Pay with Crypto provides a future-ready way to pay that benefits both merchants and consumers. Low fees, fast settlements, and cross-border reach.

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0.99%*

*Available until July 31, 2026. The standard rate of 1.5% starts thereafter.

Expand with borderless crypto payments

100+

Cryptocurrencies supported2

650M

Crypto users around the world

85%

Reduction in fees compared to international card payments3

$0

In chargebacks, FX fees, or cross border fees

Get growing and get ahead with Pay with Crypto

Reach new consumers and grow confidently into new markets when you accept crypto payments.

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Frequently asked questions

1
0.99% represents Pay with Crypto transaction rate until July 31, 2026, after which a transaction rate of 1.5% will apply.
2
Consumers may pay using the cryptocurrencies held in their eligible cryptocurrency wallets. Not all cryptocurrency wallets are eligible for or supported by Pay with Crypto. Pay with Crypto is not available to consumers in all markets.
3
Comparison of Pay with Crypto transaction rate and PayPal direct credit card processing fees for international sales including currency conversion fees as of December 18. 2025.
Pay with Crypto is available to merchants subject to eligibility requirements and approval by PayPal at its sole discretion. Seller Protection is not available on Pay with Crypto payments. Learn more about Pay with Crypto Terms and Limits.
Any materially new product or service for New York residents requires approval from the New York State Department of Financial Services (NYDFS). As of today, PayPal has not received such approval for Pay with Crypto.
PayPal is a financial technology company, not a bank. Banking services provided by Synchrony Bank, Member FDIC.
All screen images are for illustrative purposes only.