Leverage our worldwide network to engage new customers.
Get actionable, data-driven insights about your customers so you can serve them better.
Access financing options that can help you take your business to the next level.1
Access critical funding, help drive sales and conversion with shopper insights, and connect easily with new marketplaces.
Access to operating cash is essential, so we make it easy to apply for the funds you need. Choose from different financing and repayment options to fit your business needs.
Based primarily on your PayPal account history, a PayPal Working Capital business loan doesn't require a credit check.2 These fixed-fee loans are automatically repaid with a percentage of each PayPal sale.3More about PayPal Working Capital
Finance your business needs with a term loan based on the full picture of your business. Regular weekly payments are made automatically from your bank account, so you’ll always know what to expect.More about business financing
We can help you reach, understand, and incentivize both new and existing customers.
Sell smarter when you understand your customers and how they shop. Get shopper insights to optimize your site and improve your marketing and retargeting capabilities.Learn about shopper insights
Help grow sales and customer loyalty by letting customers know they can pay later, while you get paid up front. Simply add PayPal pay later messaging to your website for Pay in 4, an interest-free installment solution, and PayPal Credit.4More about pay later options
Help drive return visits and complete the sales you’ve been missing. Our proactive tools help you reduce cart abandonment by sending notifications to shoppers who left before purchasing their cart.
Engage shoppers who may have backed off from a purchase with a special offer. Offer them an incentive instead. It’s easy to launch a Store Cash campaign and delight your customers with an unexpected discount to help close a sale.More about Store Cash
Find more articles, guides, and webinars in our Business Resource Center.
Discover the five crucial phases of applying for a small business loan.Read how to get a business loan
Learn how to take your business global with these time-tested strategies.Read international sales tips
We answer the most important questions about the line of credit you need to grow your business.Read about line of credit
1 The lender for PayPal Business Loan and PayPal Working Capital is WebBank, Member FDIC.
2 Subject to eligibility and credit approval, as determined by the lender WebBank, Member FDIC. To apply for PayPal Working Capital, a business must have a PayPal business or premier account for at least 90 days and process $15,000 (or for premier accounts $20,000) within those 90 days or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Express Checkout, PayPal Payments Standard, PayPal Payments Pro, PayPal Here, and invoices paid online with PayPal online invoicing.
3 Minimum payment required every 90 days. See Terms and Conditions for details.
4 About Pay in 4: Loans to California residents are made or arranged pursuant to a California Financing Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. Rhode Island Small Loan Lender Licensee.
PayPal Credit is subject to consumer credit approval.