
Applying is simple.
Complete our short application form in a matter of minutes. Easy.
Apply for a credit line within your PayPal account and enjoy a simple way to spread the cost of your online purchases.
Apply NowEnjoy 0% interest for 4 months on every basket total of £99 or more.*
Monthly instalment plans available at various online stores from 6 to 24 months.
You can spread the cost of your purchases at 19.9% APR (variable).
Applying is simple.
Complete our short application form in a matter of minutes. Easy.
Easy Management.
You can manage your PayPal account anywhere - on your desktop, mobile or tablet.
Instant Access.
You'll get an instant yes or no - if we give you the thumbs up, you can start shopping straight away.
In safe hands.
Your details are never shared and PayPal Buyer Protection covers your eligible purchases.
Spend £99 or more in one go with PayPal Credit.
Automatically get 0% interest for 4 months on that purchase*
You get the same offer every time you spend £99 or more.
19.9% APR
19.9% p.a
£1,200
How do I apply?
How long does it take to apply for and receive PayPal Credit?
How much will my credit line be?
I have a business account. How can I sign up for PayPal Credit?
What if I don’t have a PayPal account?
See more frequently asked questions
* The minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged interest at 19.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit is trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349. Deemed authorised and regulated by the Financial Conduct Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.
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