PayPal Credit.
The online credit account.

Apply for a credit line within your PayPal account and enjoy a simple way to
spread the cost of your online purchases.

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Three ways to use PayPal Credit.

A 0% interest offer you can use again and again.
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Pay in instalments.
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Transactions less than £99.00.
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Credit with the benefits of PayPal.

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Applying is simple.
Complete our short application form in a matter of minutes. Easy.

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Easy Management.
You can manage your PayPal account anywhere - on your desktop, mobile or tablet.

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Instant Access.
You'll get an instant yes or no - if we give you the thumbs up, you can start shopping straight away.

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In safe hands.
Your details are never shared and PayPal Buyer Protection covers your eligible purchases.

How our 0% offer works.

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*During the 4 months’ offer period, the 0% balance is included in calculating your monthly repayments. You must make your minimum monthly payment or your 0% offer may be removed. Any remaining balance due after the offer period or any transactions under £99.00 will be charged interest at your standard variable rate.

Monthly instalments available at selected online stores.

Want to spread the cost over a longer period? No problem. Our instalment plans let you do just that - over 6 to 24 months and at an interest rate lower than PayPal Credit's standard rate of interest. Available at selected online stores.

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Purchase interest rate

Assumed Credit limit

Your actual interest rate and credit limit may vary depending on your individual circumstances.
Subject to status. Terms and conditions apply. UK residents only.

FAQs