PayPal Commerce Platform

The platform that grows with you

PayPal Commerce Platform is a comprehensive solution designed to help serve the needs of your business and your customers, whether you’re just getting started or already a thriving enterprise or marketplace.

Leveraging our two-sided network, the platform lets you connect with more than 295 million PayPal customers around the world and across many platforms and marketplaces. Now you can find new markets, new channels, and new high-value customers. All while giving your customers the freedom to buy how they want—nearly anywhere in the world.

Ask an account specialist how to get started, 020 794 93272.

Responding to the Coronavirus

We’re working to provide you with resources, support, and information to help you during these demanding times.

Built for you, no matter what your size

Whether you’re a small business, ecommerce platform, marketplace, enterprise, or developer, PayPal Commerce Platform offers diverse tools to run your business and help it grow.

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Up to £25 million in annual sales Businesses

Get your small or medium-sized business up and running quickly with a simple set up and easy to use tools. All designed to help give you more time to expand your business.

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£25 million or more in annual salesEnterprises

Gain a competitive edge in today’s market with flexible solutions that can help you navigate a complex and changing environment.

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Multi-partyPlatforms & Marketplaces

Partner with PayPal to create a best-in-class platform experience for your sellers, manage complex flows of money, and help support almost any business model.

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Explore tools and resources to help you learn, experiment, and integrate our platform into the solutions you build.

No business is too small, no ambition too big

When you’re running a business, you need an ally who knows how to help - but who also respects your independence. That’s why we’ve built a platform that aims to help you succeed at every stage of your growth.

From payments to credit to fraud protection, PayPal Commerce Platform helps you to meet your customers where they are - online, on the go, or in your store.

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Accept payments

With PayPal, your customers can pay you in many different ways - whether you sell in person, online, or by phone. And you can accept more payment types available only with PayPal, like PayPal Credit2 or instalments.

  • Online

    Better online shopping experiences start with more ways to pay - credit cards, debit cards, alternative payment methods3, PayPal, and PayPal Credit.

  • In person

    Now you can accept payments in-store or on the go with a card reader and your smartphone or tablet. Customers can pay how they like - by credit card, debit card, or contactless, including Apple Pay®.

  • By QR Code

    Let your customers pay—quickly and touch-free—by scanning a QR code using the PayPal app.

  • By phone or email

    Take secure payments over the phone or use our easily customisable invoicing to provide estimates, send invoices, and let your customers pay via email.

Learn More

Make payments

Get access to your money quickly and easily, so you can manage your cashflow, pay suppliers, send funds to other PayPal users, and make online or in-person purchases.

  • Quick access

    With the PayPal Business Debit Mastercard®, you can spend the funds in your PayPal account straightaway, anywhere Mastercard is accepted, and earn cash back on purchases.

  • Pay promptly

    Support your supply chain. Now there’s an easy, no-delay way to pay for the things your business needs.

  • Simplify payouts

    Easily send payments to different people in different markets with different currencies at the same time. PayPal will even handle currency conversions.3

Learn More
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Manage risk

Security isn’t an add-on. It’s engineered to help protect your transactions, letting you focus on growth. You can benefit from our global expertise, fraud detection that continuously learns new fraud patterns, and tools like Seller Protection4 all created to give you greater peace of mind.

  • Fraud protection

    With a payments platform that automatically detects fraud, you can help remove risk from your business whether you sell online, in-store, or on a marketplace—so you can you focus on other things.

  • Seller protection

    Because PayPal sees both sides of every transaction, we can help minimise claims and chargebacks. We also help drive revenue through our high authorisation rates.

Learn More

Accelerate growth

We can help you reach more customers by tapping into fast-growing marketplaces and expanding into 50+ supported countries. You can help increase sales and reduce cart abandonment with data insights and get business funding with our simple, fast, financing solutions.

  • PayPal Working Capital5

    Get fast access to business funding when you need it. The PayPal Working Capital cash advance is based on your business’s PayPal sales history and is repaid as a percentage of your PayPal sales. There’s no long forms to complete, no interest - just one fixed fee that you know upfront and if approved, funds can be in your account within minutes.

  • PayPal Business Loan6

    Coming soon – an affordable way to finance your business plans and manage your monthly outgoings. Based on your business’s total sales, both on and off PayPal, there’s no arrangement or early repayments fees, just one simple fixed rate starting from as little as 5.9%p.a. If approved the funds can be in your bank account within 2 hours.

  • Sell internationally

    The platform helps you open new channels with the flexibility to sell on platforms or marketplaces around the world. Easily expand your reach and accept payments in different currencies.3

Learn More
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Streamline operations

When your back office runs more smoothly, you can focus on the things you love—the front end of your business. Our account management dashboards make operations hassle-free. They give you reporting and analytics, white-glove dispute resolution, and refunded return shipping for your customers.7 And you can extend your capabilities with a simple, single integration.

  • Control cashflow

    PayPal gives eligible businesses quick access to money with Funds Now8 and Instant Transfer9, your business has the flexibility to quickly withdraw funds.

  • Simple, speedy resolution

    With PayPal, managing and resolving disputes is simple. Now it’s easier to track, manage, and resolve disputes quickly, all from one central location.

  • Business insights

    With built-in reporting and analytics, it’s easier than ever to get a clear view of your sales performance, understand how your customers shop, and uncover where you can optimise.

Learn More

App Centre

Looking for a quick and easy checkout solution or a simple way to manage operations? With PayPal Commerce Platform, you have access to a comprehensive set of applications designed to help you run your business.

Explore the App Centre
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1 Subject to application approval.

2 A limited number of local alternative payment methods are currently available with more being added regularly.

3 Fees apply when converting currency. See fees.

4 Available on eligible purchases. Limits apply.

5 To apply for PayPal Working Capital, you must have had a PayPal business account for 3 months and process minimum annual PayPal sales of £9,000. PayPal sales history and account behaviour determine eligibility.

6 For corporate customers and business purposes only. Guarantee required. Subject to status. Terms and Conditions apply.

7 Available on eligible purchases. Limits apply.

8 Funds Now is available to select PayPal account holders in good standing and may be withdrawn, suspended or modified at PayPal’s discretion. Exceptions apply.

9 Transfers typically occur in minutes and vary by bank; debit card transfers may take up to 30 minutes. Eligible debit cards or bank accounts only. Fees, limits and other holds may apply.

Apple Pay® is a registered trademark of Apple Inc.

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