You can apply for Merchant Rate pricing if you’ve processed more than £1,500 in total payments through PayPal in the previous calendar month and your account is in good standing (not currently under investigation). We will look at your total payments processed to determine your merchant rate on a monthly basis.
|Your monthly sales||Transaction fee|
|Up to £1,500||3.4% + 20p|
|£1,500.01 - £6,000.00||2.9% + 20p|
|£6,000.01 - £15,000.00||2.4% + 20p|
|£15,000.01 - £55,000.00||1.9% + 20p|
|+£55,000||Call 0800 358 79292 for pricing|
1 This pricing table shows transaction fees for domestic payments in UK GBP. Additional charges apply for currency conversions and cross border payments as well as refunds and chargebacks. These Merchant Rates exclude Micropayments and fees for not-for-profit organisations. 2 Freephone from a UK landline. However, costs from mobiles may apply and are dependent on the terms of agreement with your mobile network provider. If you are calling from outside the UK, call 00353 1 436 9004 (international call charges may apply).
Maintaining your Merchant Rate
After qualifying for Merchant Rate pricing you need to maintain a payment volume of more than £1,500 per month to remain eligible for Merchant Rates. In the event that a payment volume of more than £1,500 is not maintained in the previous calendar month, or if you have unresolved chargebacks, you will no longer be eligible for Merchant Rate pricing and Standard Rate pricing will apply. You don’t need to re-apply for Merchant Rate pricing if your payment volume drops below £1,500 in the previous calendar month. Merchant Rate pricing will automatically apply again when you reach the qualifying payment volume.
If you’re interested in the Merchant Rate, log in to your PayPal account and apply via the online application form. In the event that your request is refused, please note that you may only submit an application once every 30 days.