Buying something with PayPal.

It’s free to use PayPal to buy something unless it involves a currency conversion.

Buying online or instore : Free (when no currency conversion is involved).

Sending and receiving money.

It’s free to use PayPal to send or receive money between friends and family in the UK, as long as the payment is funded by a bank account, debit card or PayPal balance, and no currency conversion is involved.

If you fund the payment using a credit card, send money in a different currency or make an international transfer, we charge you, the sender, a small fee. A currency conversion fee may also apply.

We think that’s pretty fair.

Sending or receiving money between friends and family within the UK (in GBP) : Free when funded by the sender’s PayPal balance, bank account or debit card. If you use a credit card to send money, a fee of 3.4% + 20p applies.
Sending or receiving money between friends and family within the UK (in foreign currencies) :

Currency conversion fees apply. If you are using a credit or debit card, a fee of 3.4% + 20p will also apply.

Sending or receiving money to/from friends and family outside the UK : A small fee applies to cross-border payments, depending on where the sender and the recipient are based and how the payment is funded.

Selling with PayPal.

We help process payments for millions of customers worldwide. Our seller fees are simple and transparent : PayPal charges UK sellers a fee of between 1.4% and 3.4% of the total sale plus 20p per transaction within the UK. The fee depends on how much you sell, so the more you sell, the less you pay. Check it out.

Standard transaction fee within the UK : 3.4% + 20p per transaction.
Discounted fee for eligible merchants and not-for-profit organisations (upon application and approval) : As low as 1.9% + 20p per transaction based on volume.
Micropayments within the UK (upon application and approval) : 5% + 5p per transaction.
PayPal Heretm (upon application and approval) : 2.75% for payments using Chip and PIN cards and PayPal check-in. 3.4% + 20p for card payments made by swiping the magnetic strip or manually entering the card details. Other fees may apply. PayPal Business account fees apply to all other payments received.
International sales : Additional fees apply for currency conversion and cross-border payments.
Your monthly sales up to £1,500 £1,500.01 - £6,000.00 £6,000.01 - £15,000.00 £15,000.01 - £55,000.00 +£55,000
Transaction fee 3.4% + 20p 2.9% + 20p* 2.4% + 20p* 1.9% + 20p* Call

0800 358 7929**

for pricing
Nonprofit discounted rate 1.4% + 20p
Micropayments*** 5% + 5p

PayPal Heretm

One-time purchase of only £99, incl. VAT & free delivery, plus a small fee per transaction:

  • 2.75% for payments using Chip & PIN cards and PayPal Check In.
  • 3.4% + 20p for card payments made by swiping the magnetic stripe or manually keying in the card details.
  • Tiered Merchant Rates do not apply to payments received through PayPal Here

Transferring money in the UK (no currency conversion) Transferring money abroad
Using bank account or PayPal balance Free A cross border fee of between 0.3% and 2% applies, depending on where you’re sending the money.
Using a debit card Free A cross border fee of between 3.4% and 7.4% + a fixed fee (based on currency received) applies.
Using a credit card 3.4% + 20p A cross border fee of between 3.4% and 7.4% + a fixed fee (based on currency received) applies.