Last updated on 30 June 2026
Last updated on 30 June 2026
This Page
This page details and/or previews updates to PayPal users of changes to the United Kingdom PayPal User Agreement or other online agreements, policies, or statements that require notice. You can also review Past Policy Updates notices. Note that additional changes could be made to previewed agreements on or before the effective dates listed, provided the applicable notice requirements are met.
Upcoming Changes
We’re making changes to certain agreements (listed below) that govern your relationship with PayPal. These changes will take place automatically on the corresponding effective date(s) shown below.
Actions Needed
Please carefully review the notices below and familiarise yourself with the upcoming changes. By continuing to use our services after the changes take effect, you agree to be bound by those changes. Otherwise, no further action is needed from you to accept such changes. However, if you would prefer to decline them, then you will need to close your PayPal account prior to the applicable effective date, as described in the User Agreement.
Notices
Issued: 30 June 2026
Introduction of Duty Clear Terms and Conditions
Effective 30 June 2026:
Review the Duty Clear Terms and Conditions
Issued: 21 May 2026
Amendments to the PayPal User Agreement and Buyer Protection Program
Effective 7 September 2026:
Review the updated PayPal User Agreement and the updated Buyer Protection Program
Issued: 15 June 2026
Fee Adjustment for receiving domestic PayPal Pay Later transactions
Effective 1 October 2026:
| PayPal Pay Later Transactions* *(excludes PayPal Credit) | 3.90% + fixed fee |
Review the updated PayPal Merchant Fees page
Fee Adjustment for PayPal Pay Later Payment Links Transactions
Effective 1 October 2026:
| Payment links • PayPal Pay Later* *(excludes PayPal Credit) | 3.9% + 0.30 GBP |
Review the updated PayPal Merchant Fees page
Amendments to the PayPal Merchant Fees page
Effective 1 October 2026:
| Relevant Market/Region | Eligible commercial transactions volume in the previous calendar month | Rate |
| United Kingdom (UK), Guernsey (GG), Jersey (JE) and Isle of Man (IM) | 0.00 – 4,000 GBP | 2.90% + fixed fee |
| More than 4,000 GBP – up to 8,000 GBP | 2.40% + fixed fee | |
| More than 8,000 GBP | 2.10% + fixed fee |
Review the updated PayPal Merchant Fees page
Fee Adjustment for receiving card payments using our Virtual Terminal Product
Effective 1 October 2026:
| Payment type | Rate |
| Virtual Terminal - Blended Pricing Fee Structure: • Visa, MasterCard or Maestro card types | 2.90% + fixed fee |
| Virtual Terminal - Interchange Plus Fee Structure: • Visa, MasterCard or Maestro card types | Interchange Fee + 2.90% + fixed fee |
Review the updated PayPal Merchant Fees page
Fee Adjustment for receiving domestic Pay Pal Buy Now Pay Later transactions
Effective 1 October 2026:
| Buy Now Pay Later Transactions | 3.90% + fixed fee |
Review the updated PayPal Merchant Fees page
Fee Adjustment for PayPal Buy Now Pay Later Payment Links Transactions
Effective 1 October 2026:
| Payment links • PayPal Buy Now Pay Later* *(excludes PayPal Credit) | 3.9% + 0.30 GBP |
Review the updated PayPal Merchant Fees page