Cross-Border and Currency
Conversion Fees in the UK.
- The sender pays the fees for Cross-Border Personal Payments.
- To determine the fee for a Cross-Border Personal Payment sent to a user in a specific country please follow the
Locate the recipient’s country in the table below.
Find the applicable fee based on the payment method used.
|Recipient’s country||Fee||Plus additional fee for the portion of the payment funded by a credit card, debit card or prepaid card|
|United States, Canada, Northern Europe,* Europe I** or Europe II†||£1.99||3.4% + fixed fee (charged in the currency received)|
|Any other country||£3.99||3.4% + fixed fee (charged in the currency received)|
Note: If your payment involves a currency conversion, a currency conversion fee also applies.
The percentage based element increased by the Cross-Border Fee outlined in the table below.
The fixed fee element based on the currency received or set out in the fixed fee table below.
|Sender’s country||Cross-border fee|
|Northern Europe*||0.4% |
|Europe I**||0.5% |
|Europe II†||1.3% |
|Rest of world||2% |
* Northern Europe: Denmark, Faroe Islands, Finland (including Aland Islands), Greenland, Iceland, Norway, Sweden.
** Europe I: Austria, Belgium, Cyprus, Estonia, France (including French Guiana, Guadeloupe, Martinique, Reunion and Mayotte), Germany, Gibraltar, Greece, Ireland, Italy, Luxembourg, Malta, Monaco, Montenegro, Netherlands, Portugal, San Marino, Slovakia, Slovenia, Spain, United Kingdom (including Channel Islands and Isle of Man), Vatican City State.
† Europe II: Albania, Andorra, Belarus, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Georgia, Hungary, Kosovo, Latvia, Liechtenstein, Lithuania, Macedonia, Moldova, Poland, Romania, Russia, Serbia, Switzerland, Ukraine.
Fixed Fee (based on currency received)
|Australian dollar||$0.30 AUD |
|Brazilian real||R$0.60 BRL |
|Canadian dollar ||$0.30 CAD |
|Czech koruna ||10.00 CZK|
|Danish krone||2.60 DKK |
|Euro||€0.35 EUR |
|Hong Kong dollar ||$2.35 HKD |
|Hungarian forint ||90.00 HUF |
|Israeli new shekel||1.20 ILS |
|Japanese yen||¥40.00 JPY |
|Malaysian ringgit ||2.00 MYR |
|Mexican peso||4.00 MXN |
|New Taiwan dollar||$10.00 TWD |
|New Zealand dollar ||$0.45 NZD |
|Norwegian krone||2.80 NOK |
|Philippine peso ||15.00 PHP |
|Polish zloty ||1.35 PLN |
|Russian ruble||10.00 RUB|
|Singapore dollar||$0.50 SGD|
|Swedish krona||3.25 SEK|
|Swiss franc||0.55 CHF|
|Thai baht||11.00 THB|
|UK pounds sterling||£0.20 GBP|
|US dollar||$0.30 USD|
PayPal currency conversion fee.
Fees for converting your balance or payments that you receive into another currency: 2.5% above the Base Exchange Rate††
Fees for all other transactions involving a currency conversion (e.g. sending payments not in GBP):
|Currency and code||Currency conversion fee |
(above the Base Exchange Rate††)
|Australian dollar (AUD)||4.0% |
|Brazilian real (BRL)||4.0% |
|Canadian dollar (CAD)||3.5% |
|Czech koruna (CZK)||3.5%|
|Danish krone (DKK)||3.5% |
|Euro (EUR)||3.5% |
|Hong Kong dollar (HKD)||4.0% |
|Hungarian forint (HUF)||3.5% |
|Israeli new shekel (ILS)||4.0% |
|Japanese yen (JPY)||4.0% |
|Malaysian ringgit (MYR)||4.0% |
|Mexican peso (MXN)||4.0% |
|New Taiwan dollar (TWD)||4.0% |
|New Zealand dollar (NZD)||4.0% |
|Norwegian krone (NOK)||3.5% |
|Philippine peso (PHP)||4.0% |
|Polish zloty (PLN)||3.5% |
|Russian ruble (RUB)||3.5% |
|Singapore dollar (SGD)||4.0% |
|Swedish krona (SEK)||3.5% |
|Swiss franc (CHF)||3.5% |
|Thai baht (THB)||4.0% |
|UK pounds sterling (GBP)||3.5% |
|US dollar (USD)||3.5%|
†† For more information on how the Base Exchange Rate is set, see the User Agreement.