Cross Border and Currency Conversion
Fees in the UK
- Fees for Cross Border Personal Payments
- To determine the fee for a Cross Border Personal payment sent to a user in a specific country please follow the
steps below. - Note that either the sender or the recipient pays the fee, not both. In most cases, the sender decides who
pays the fee.
1
Locate the recipient’s country in the table below (in the first column from left).
2
Determine the region of the sender’s country (second column).
3
Find the applicable fee based on the payment method used (third and fourth columns).
| Recipient’s Country | Sender’s Country | Fee for payment fully funded by PayPal balance or bank account | Fee for payment fully or partially funded by debit card or credit card |
|---|---|---|---|
| Albania, Andorra, Austria, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland (including Aland Islands), Gibraltar, Greece, Hungary, Iceland, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Norway, Portugal, Romania, Russia, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, U.K. (including Channel Islands and Isle of Man). | Northern Europe * | 0.4% | 3.8% + Fixed Fee |
| US, Canada, Europe I ** | 0.5% | 3.9% + Fixed Fee | |
| Europe II *** | 1.0% | 4.4% + Fixed Fee | |
| All other countries | 1.5% | 4.9% + Fixed Fee | |
| Belgium, France, French Guiana, Guadeloupe, Italy, Martinique, Mayotte, Netherlands, Reunion. | Northern Europe * | 0.4% | 3.8% + Fixed Fee |
| US, Canada, Europe I ** | 0.5% | 3.9% + Fixed Fee | |
| Europe II *** | 1.3% | 4.7% + Fixed Fee | |
| All other countries | 1.8% | 5.2% + Fixed Fee | |
| Germany | Northern Europe * | 1.8% | 3.7% + Fixed Fee |
| US, Canada, Europe I ** | 2.0% | 3.9% + Fixed Fee | |
| Europe II *** | 3.0% | 4.9% + Fixed Fee | |
| All other countries | 3.3% | 5.2% + Fixed Fee | |
| Poland | Northern Europe * | 0.9% | 3.8% + Fixed Fee |
| US, Canada, Europe I ** | 1.0% | 3.9% + Fixed Fee | |
| Europe II *** | 1.5% | 4.4% + Fixed Fee | |
| All other countries | 2.0% | 4.9% + Fixed Fee | |
| Australia | Anywhere | 1.0% | 3.4% + Fixed Fee |
| Brazil | Anywhere | 1.0%^ | 7.4% + Fixed Fee |
| Japan | Anywhere | 0.3% | 3.9% + Fixed Fee |
| U.S. and Canada | Anywhere | 1.0% | 3.9% + Fixed Fee |
| All other countries | Anywhere | 0.5% | 3.9% + Fixed Fee^ |
* Northern Europe: Denmark, Faroe Islands, Finland (including Aland Islands), Greenland, Iceland, Norway, Sweden.
** Europe I: Austria, Belgium, Cyprus, Estonia, France (including French Guiana, Guadeloupe, Martinique, Reunion and Mayotte), Germany, Gibraltar, Greece, Ireland, Italy, Luxembourg, Malta, Netherlands, Portugal, San Marino, Slovakia, Slovenia, Spain, United Kingdom (including Channel Islands and Isle of Man), Vatican City State.
*** Europe II: Albania, Andorra, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Hungary, Latvia, Liechtenstein, Lithuania, Poland, Romania, Russia, Serbia, Switzerland, Turkey, Ukraine.
Fees for cross border commercial payments
Fees for receiving payments from buyers outside your country, are based on the fees for receiving domestic commercial payments with:
The percentage based element increased by the Cross Border Fee outlined in the table below.
The fixed fee element based on the currency received or set out in the fixed fee table below.
| Sender’s Country | Cross Border Fee |
|---|---|
| Northern Europe* | 0.4% |
| Europe I** | 0.5% |
| US/ Canada | 1.0% |
| Europe II*** | 1.3% |
| Rest of World | 1.8% |
* Aland Islands, Denmark, Faroe Islands, Finland, Greenland, Iceland, Norway, Sweden.
** Austria, Belgium, Channel Islands, Cyprus, Estonia, France (including French Guiana, Guadeloupe, Martinique, Reunion and Mayotte) , Germany , Gibraltar, Greece, Ireland, Isle of Man, Italy, Luxembourg, Malta, Monaco, Netherlands, Portugal, Montenegro, San Marino, Slovakia, Slovenia, Spain, United Kingdom, Vatican City State.
*** Andorra, Albania, Bosnia & Herzegovina, Bulgaria, Croatia, Czech Republic, Hungary, Latvia, Liechtenstein, Lithuania, Macedonia, Moldova, Poland, Romania, Russian Federation, Serbia, Switzerland, Turkey, Ukraine.
Fixed Fee (based on currency received)
| Currency: | Fee: |
|---|---|
| Argentine Peso: | 2.00 ARS |
| Australian Dollar: | $0.30 AUD |
| Brazilian Real: | R$0.60 BRL |
| Canadian Dollar: | $0.30 CAD |
| Czech Koruna: | 10.00 CZK |
| Danish Kroner: | 2.60 DKK |
| Euro: | €0.35 EUR |
| Hong Kong Dollar: | $2.35 HKD |
| Hungarian Forint: | 90.00 HUF |
| Israeli New Shekel: | 1.20 ILS |
| Japanese Yen: | ¥40.00 JPY |
| Malaysian Ringgit: | 2.00 MYR |
| Mexican Peso: | 4.00 MXN |
| New Zealand Dollar: | $0.45 NZD |
| Norwegian Krone: | 2.80 NOK |
| Philippine Peso: | 15.00 PHP |
| Polish Zloty: | 1.35 PLN |
| Russian Ruble: ^^ | 10.00 RUB ^^ |
| Singapore Dollar: | $0.50 SGD |
| Swedish Krona: | 3.25 SEK |
| Swiss Franc: | 0.55 CHF |
| New Taiwan Dollar: | $10.00 TWD |
| Thai Baht: | 11.00 THB |
| Turkish Lira: | 0.45 TRY |
| U.K. Pounds Sterling: | £0.20 GBP |
| U.S. Dollar: | $0.30 USD |
Subject to the commencement of PayPal’s Russian Ruble service
Currency conversion fee
Fees for converting your balance or payments that you receive into another currency: 2.5% above the wholesale exchange rate
Fees for all other transactions involving a currency conversion (For example: sending payments not in UK Sterling):
| Currency and Code | Currency Conversion Fee (above the wholesale exchange rate) |
|---|---|
| Argentine Peso (ARS) | 4.0% |
| Australian Dollar (AUD) | 4.0% |
| Brazilian Real (BRL) | 4.0% |
| Canadian Dollar (CAD) | 3.0% |
| Czech Koruna (CZK) | 3.5% |
| Danish Krone (DKK) | 3.5% |
| Euro (EUR) | 3.5% |
| Hong Kong Dollar (HKD) | 4.0% |
| Hungarian Forint (HUF) | 3.5% |
| Israeli Shekel (ILS) | 4.0% |
| Japanese Yen (JPY) | 4.0% |
| Malaysian Ringgit (MYR) | 4.0% |
| Mexican Peso (MXN) | 4.0% |
| New Zealand Dollar (NZD) | 4.0% |
| Norwegian Krone (NOK) | 3.5% |
| Philippine Peso (PHP) | 4.0% |
| Polish Zloty (PLN) | 3.5% |
| Russian Ruble (RUB) | 3.5% |
| Singapore Dollar (SGD) | 4.0% |
| Swedish Krona (SEK) | 3.5% |
| Swiss Franc (CHE) | 3.5% |
| Taiwan New Dollar (TWD) | 4.0% |
| Thai Baht (THB) | 4.0% |
| Turkish Lira (TRY) | 3.5% |
| U.K. Pounds Sterling (GBP) | 3.5% |
| U.S. Dollar (USD) | 3.0% |