PayPal Credit

Buy now. Pay over time.

Choose PayPal Credit at checkout.

What do you get with PayPal Credit?

PayPal Credit is like a virtual credit card, so if you’re approved you’ll get it immediately – no waiting for plastic or PIN. You get a credit limit to re-use on future purchases and the ability to pay in instalments with selected merchants.

I

Monthly instalments

F

Credit limit for future purchases

G

Promotional offers

Representative Example:

Purchase rate p.a. (variable)

19.9%

Representative APR (variable)

19.9% APR

Assumed credit limit

£1,200

Key features of PayPal Credit

Look for PayPal Credit at checkout

  • With instalments, you’ll get a lower interest rate on that purchase and the price is split into more manageable monthly payments. Choose the instalment offer that suits you and spread the cost over a number of months.
  • Promotional offers include 0% interest p.a. for 4 months on single transactions over £99.
  • For purchases without an instalment offer or other promotion, the interest rate is 19.9% p.a. (variable)

Subject to credit approval. Allocated credit limit will depend on your status. The interest rate on instalments is fixed for the term of the offer. To maintain promotional offers, you need to keep up repayments, settle your balance within the offer period and stay within your credit limit. For any remaining balance after the offer period or purchases under £99, your interest rate is 19.9% p.a. (variable). Promotional and instalment offers are extended at PayPal’s discretion and are subject to change or withdrawal. See terms and conditions for details. PayPal Credit is a trading name of PayPal (Europe) S.a r.l. et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg.