PayPal Credit

What do you get with PayPal Credit?

PayPal Credit is like a virtual credit card, so if you’re approved you’ll get it immediately – no waiting for plastic or PIN. You get a credit limit to re-use on future purchases and the ability to pay in instalments with selected merchants.


Monthly instalments


Credit limit for future purchases


Promotional offers

Representative Example:

Purchase rate p.a. (variable)


Representative APR (variable)

19.9% APR

Assumed credit limit


Key features of PayPal Credit

Look for PayPal Credit at checkout

  • With instalments, you’ll get a lower interest rate on that purchase and the price is split into more manageable monthly payments. Choose the instalment offer that suits you and spread the cost over a number of months.
  • Promotional offers include 0% interest p.a. for 4 months on single transactions over £99.
  • For purchases without an instalment offer or other promotion, the interest rate is 19.9% p.a. (variable)