PayPal Credit

What do you get with PayPal Credit?

PayPal Credit is like a virtual credit card, so if you’re approved you’ll get it immediately – no waiting for plastic or PIN. You get a credit limit to re-use on future purchases and the ability to pay in instalments with selected merchants.


Credit limit for future purchases


Promotional offers


Monthly instalments

Representative Example:

Purchase rate p.a. (variable)


Representative APR (variable)

19.9% APR

Assumed credit limit


Key features of PayPal Credit

Look for PayPal Credit at checkout

  • Promotional offer: Spend over £99 in a single transaction and get 0% interest p.a. for four months.
  • Using PayPal Credit for other transactions without a promotion, the purchase rate is 19.9% p.a.
  • Where instalments are available, you can choose a lower interest rate and spread the cost over a number of months.