More ways to buy online and in person

Add credit and debit cards, and link bank accounts. Plus, you can add loyalty cards to earn your store rewards.

PayPal App image

Choose from more ways to pay, nearly any time and place

Load your digital wallet

Whether you want to add a few credit or debit cards, link bank accounts, or earn and pay with rewards, you can experience the flexibility of choosing how to pay.1

About payment options         

Buy now, pay later with Pay in 4

Choose Pay in 4 at PayPal Checkout to split your purchase into 4 interest-free payments with no late fees.2

Learn more about Pay in 4          

Check out with crypto

Use a variety of cryptocurrencies at PayPal Checkout, like Ethereum, Bitcoin, Litecoin, or Bitcoin Cash, to buy the things you love.3

Explore crypto         

Pay with rewards

The more you shop with your credit cards, the more points you can earn, save, and spend at millions of online stores.1

How to pay with rewards         

Touch-free payments

Paying with QR codes means not having to scramble for cards or cash. Use the app for a convenient, in-person checkout experience.

About PayPal QR codes         

PayPal Cash Card

Get the PayPal Cash Card4 and easily use money in your PayPal balance on eligible purchases everywhere Mastercard® is accepted.5

More about the card         

Shop with Honey

Search for discounts at 30,000+ online retailers.

Join for free         

Join over 400 million PayPal users

Easily and securely spend, send, and manage your transactions—all in one place.

Experience the new way to PayPal

Download the app on your phone or sign up for free online.

1 Pay with Rewards will be available for eligible credit cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. All reward redemptions are subject to your issuer’s reward program terms. To learn more about Pay with Rewards, see terms and conditions.

2 Pay in 4 is available to consumers upon approval for purchases of $30 - $1500. Pay in 4 is not currently available to residents of New Mexico, North Dakota, Missouri, South Dakota, Wisconsin, Nevada, Rhode Island, or any U.S. Territories. Loans to California residents are made or arranged pursuant to a California Finance Lenders Law License. PayPal, Inc. is a Georgia Installment Lender Licensee, NMLS #910457. For purchases made with Pay in 4 on or before September 30, 2021, late fees may apply for missed payments depending on your state of residency. When applying, a soft credit check may be needed, but will not affect your credit score. You must be of legal age in your U.S. state of residence to use Pay in 4. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. Offers are not pre-approved offers or firm offers of credit.

All screen images are for illustrative purposes only.

3 When you buy or sell cryptocurrency, including when you check out with crypto, we will disclose an exchange rate and any fees you will be charged for that transaction. The exchange rate includes a spread that PayPal earns on each purchase and sale. See cryptocurrency fees.

Buying and selling cryptocurrency is subject to a number of risks and may result in significant losses. Please see our disclosure here for more details. PayPal does not make any recommendations regarding buying or selling cryptocurrency. Consider seeking advice from your financial and tax advisor. All custody of and buying and selling in cryptocurrency is performed for PayPal by its licensed service provider, Paxos Trust Company, LLC.

Buying, selling, and holding cryptocurrencies is not regulated in many states, including the State of California. PayPal, Inc. is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Buying, selling, and holding cryptocurrency with PayPal is not available in Hawaii and where prohibited by law.

4 A PayPal Balance account is required to get the card.

Approval contingent on ID verification. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Terms apply. See Cardholder Agreement for details.

5 The PayPal Cash Card is a debit card linked to your PayPal Balance account. The PayPal Cash Card is not a credit card. PayPal is not a bank and does not itself take deposits. You will not receive any interest on the funds in your PayPal Balance account. Cash funds held in a PayPal Balance account are not eligible for FDIC pass-through insurance coverage unless you have a PayPal Cash Card, or have enrolled in Direct Deposit, or have bought cryptocurrency. If your PayPal Balance account is eligible for FDIC pass-through insurance, PayPal will deposit your cash funds into one or more custodial accounts maintained for the benefit of eligible customers at one or more FDIC-insured banks. Funds in these custodial accounts are eligible for pass-through FDIC insurance coverage up to applicable limits. See the PayPal Balance Terms and Conditions for additional information.

The PayPal Cash Mastercard (“PayPal Cash Card”) is issued by The Bancorp Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank is issuer of the Card only and not responsible for the associated accounts or other products, services or offers from PayPal. Card may be used everywhere Mastercard is accepted. The Bancorp Bank does not hold your PayPal Balance account funds.

We’ll use cookies to improve and customize your experience if you continue to browse. Is it OK if we also use cookies to show you personalized ads? Learn more and manage your cookies