PayPal Access Card - your exclusive invitation

  • Card Overview

    Access your PayPal balance online, in shops and at ATMs

    The PayPal Access Card is like a debit card for your PayPal account. You can withdraw cash or shop anywhere MasterCard is accepted, online or on the high street, using the money in your PayPal account - no more bank transfers. You can also make instant Tap & Go™ payments with PayPass™.

    The PayPal Access Card is currently being offered exclusively to customers who have been invited to apply.

    Before applying for the PayPal Access Card, you'll need to upgrade to a PayPal Premier account for free. Just click on the 'Upgrade' tab and follow the steps to upgrade now.
    Fees may apply. Please see terms and conditions and FAQs.

    *By applying you have confirmed you have read and accept the terms and conditions.

     


    Key Benefits

     

    Direct access to your PayPal account

    When you sell goods and get paid with PayPal, you no longer need to transfer that money to a bank account. Instead, use your PayPal Access Card to spend or withdraw money directly from your PayPal account - just like a debit card.

    Easy ways to manage your account

    Your Online Card Account Manager lets you check all your card activity. You can also see your card transactions in your PayPal account history, so it's easy to keep track of everything in one place.

    Account Manager

    Worldwide Mastercard acceptance

    You can use your PayPal Access Card anywhere MasterCard is accepted, in millions of locations around the world. Use it to shop online or on the high street, or to withdraw cash at home or abroad. Now you can do more with the money in your PayPal account.

    Quick, one touch payments with PayPass™

    MasterCard PayPass™ technology lets you make instant payments up to £20, without entering your PIN. 
    It's perfect for those on-the-go purchases, from your morning paper to a cup of coffee. Just Tap & Go™!

     



    Access your PayPal balance online, in shops and at ATMs

    *Fees apply. By applying you confirm you have read and accept the terms and conditions.

  • How it works

    Using your PayPal Access Card

    You can use your PayPal Access Card just like a debit card to spend or withdraw the money in your PayPal balance. Use it at ATMs or to make payments online and on the high street. It’s like having your PayPal account in your wallet.

    You can also make payments without your PIN, anywhere MasterCard PayPass™ is accepted.

    *By applying you have confirmed you have read and accept the terms and conditions.

    Fees and limits for using your card

    There is no application fee or monthly fee for your PayPal Access Card, however some fees apply for certain transactions:

    Annual Fee FREE
    Transaction Fee FREE
    Cash Withdrawal (ATM) Fee £2
    Foreign cash withdrawal (ATM) Fee £3 + 2.75%
    Foreign Exchange Fee 2.75%
    Replacement Card £4.95
    Paper Statement Fee £5

    Depending on the type of card you have, there are also a few limits:

     

    Full card

    Restricted (R) card

    [What's this?]

    Standard card

    Limit per transaction £1500 £600 £1000
    Daily transaction limit £1500 N/A £1000
    Weekly transaction limit £3000 N/A £1500
    Daily cash withdrawal limit £250 £250 £250
    Weekly withdrawal & quasi cash transaction limit £1000 £600 £500
    Annual cash withdrawal limit N/A £600 N/A
    Total annual limit N/A £1600 N/A

     

    If you have any questions about your PayPal Access Card or would like to apply to upgrade your Card from Restricted to either the Standard or Full Card that is applicable to you, just see our FAQs section or feel free to contact us.


    Access your PayPal balance online, in shops and at ATMs

    *Fees apply. By applying you confirm you have read and accept the terms and conditions.

  • FAQs

    Frequently Asked Questions

    Want to find out a little more about your new card? Unsure how to get started or need some support? Click on the questions below for more detailed information on your PayPal Access Card.

    If you still have questions and want to speak to someone directly, you can get in touch by calling PayPal Access Card Customer Services on: 0845 505 8801.

    *By applying you have confirmed you have read and accept the terms and conditions

    Access your PayPal balance online, in shops and at ATMs

    *Fees apply. By applying you confirm you have read and accept the terms and conditions.

  • Upgrade

    Upgrading to a Premier account

    In order to apply for the PayPal Access Card, you need to upgrade your PayPal Personal account to a PayPal Premier account. This is completely free of charge and it's quick and easy to do. Simply follow the steps below to upgrade your account now, then click on the 'Apply' button to apply for the PayPal Access Card.


    Follow these steps to upgrade your PayPal account for free

    1. Log in to your PayPal account and click on ‘Upgrade’, which is located at the top left, underneath your user name.

    2. On the next page, click on the ‘Upgrade now’ button. You will see the heading ‘Upgrade your existing account to a Business account’, but don't worry as you’ll be able to select a Premier account in the next step.

    3. Select ‘Premier account’ and then click ‘Continue’ to complete the upgrade

    Log in now to upgrade to a Premier account. Once you've upgraded, just come back to this page to complete your PayPal Access Card application.


    Access your PayPal balance online, in shops and at ATMs

    *Fees apply. By applying you confirm you have read and accept the terms and conditions.

Didn't find what you're looking for? Contact Card Customer Services

Call: 0845 505 8801

From outside the UK call: +44 845 505 8801

Monday to Friday: 8.00am – 7.00pm, Saturday: 9.00am – 5.00pm. Includes 24 hour Lost and Stolen Service.


The PayPal Access Business Card is issued by PrePay Technologies Limited pursuant to license by MasterCard International Incorporated. This card is an electronic money product. PrePay Technologies Limited is authorised and regulated by the Financial Conduct Authority for the issuance of electronic money (FRN: 900010). MasterCard and the MasterCard Brand Mark are registered trademarks and PayPass and Tap & GoTM are trademarks of MasterCard International Incorporated. The promotional and branding partner is PayPal (Europe) S.à r.l. & Cie, S.C.A., Société en Commandite par Actions. Registered office: 22-24 Boulevard Royal, L-2449, Luxembourg, R.C.S. Luxembourg B 118 349.

See terms and conditions.