How do I add a debit or credit card to my PayPal account?

Add a debit or credit card

To add your debit or credit card:

  1. Go to Wallet.
  2. Below 'Debit and credit cards', click Add a card.
  3. Select the card type, enter the required details and click Save.
Note: New cards which are issued to replace a Visa or Mastercard already registered to your PayPal account will automatically update using the Visa and Mastercard update feature offered to all card holders. Any previous Billing Agreements and Card Preferences are migrated to your new card.


Confirm a card

When you add your debit or credit card to your account, you may be required to confirm it.
  1. Go to Wallet.
  2. Click the card you want to confirm.  (You'll only have the option to confirm cards with a 'Confirm' banner.)
  3. Click OK.
When you click ‘OK’, we'll charge your card £1.  This will 'link' your card to your account.  We'll refund the £1 charge to your PayPal account within 24 hours of when you confirm your card.


Complete the process to confirm

If your online card statement shows pending transactions you may be able to see the code within minutes.  The code will be printed next to the word 'PAYPAL'.  If not, check your card statement within 2-3 working days to find your 4-digit PayPal code beside, or near the £1 charge. If you can't check your statement online, you'll need to wait for your next paper statement or contact your bank.

Once you know the code to confirm your card:
  1. Go to Wallet.
  2. Click the card that you're ready to confirm.
  3. Enter the code and click Confirm.

Maestro cards

For Maestro card this works a little differently. To add and confirm your Maestro card:
  1. Go to Wallet.
  2. Click the card you want to confirm. (You'll only have the option to confirm cards with a 'Confirm your card' banner.)
  3. Click OK.
When you click ‘OK’, we'll charge your card 2 small amounts, each will be less than £1. This will 'link' your card. We'll refund the money into your PayPal account within 24 hours of you confirming your card.

You’ll find these charges on your online card statement after 2-3 working days. If your online card statement shows pending transactions you may be able to see these charges within minutes. If you can't check your statement online, you can wait for your next paper statement or contact your bank.


Confirm a Maestro card

When you know the amounts of the two random charges:
  1. Go to Wallet.
  2. Click the card that you're ready to confirm.
  3. Enter the charges and click Confirm.