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Why was my payment sent as an eCheque and why is it pending?

An eCheque is an electronic funds transfer from your bank account to another customer’s PayPal account. It usually takes up to 7 working days to clear, but in some cases, it may take longer.

There are cases where your payment could be sent as an eCheque, even if you’ve linked both a bank account and a credit/debit card to your PayPal account because our internal security system has intervened.

We put security measures in place to review transactions before they’re sent out to ensure that all parties involved are protected.

If there’s insufficient money in your bank account or your bank declines the transaction when we attempt to complete the eCheque payment, we’ll try again within 3 working days. If the payment is declined a second time, we’ll cancel it. Remember, your bank may charge a fee for declined payments.

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