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More places to shop. More ways to make your money work harder.

Checkout with even more choices.1

Send money across the table or across the globe

Make your money go further and further

Send money securely around the world.2 Pay in 3 almost everywhere you shop. Support causes that matter to you. Who knew one app could be so mighty?

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Buy now. Pay in 3.

Pay in 3 lets you split your purchases into 3 interest-free payments with no fees.3

Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. You may find our Spend Smarter Guide helpful.

Learn more about Pay in 3  

Reap your credit card rewards.

Shop for your favourite products with PayPal and keep earning credit card rewards through your credit card program on eligible purchases.4

Using your credit card through your PayPal wallet may impact your rights under Section 75 of the Consumer Credit Act.5

Earn rewards  

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PayPal UK Ltd is authorised and regulated by the Financial Conduct Authority (FCA) as an electronic money institution under the Electronic Money Regulations 2011 for the issuance of electronic money (firm reference number 994790), in relation to its regulated consumer credit activities under the Financial Services and Markets Act 2000 (firm reference number 996405) and for the provision of Cryptocurrency services under the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 (firm reference number 1000741). Some of PayPal UK Ltd’s products including PayPal Pay in 3 and PayPal Working Capital are not regulated by the FCA. PayPal UK Ltd’s company number is 14741686 and its registered address is Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH.
1
Pay in 3 and PayPal Credit options subject to status, application and merchant sector.
2
An account is required to send and receive money. Fees apply when converting currency and sending money other than GBP to an account in another country. See fees.
3
Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. See product terms for more details. You can use Pay in 3 on purchases £30 - £2,000.
4
Subject to issuer’s applicable reward program terms and conditions.
5
This means you may lose the right to hold the merchant or your credit card provider jointly liable if you don’t get the goods or services you paid for (if they cost between £100 and £30,000).
6
A PayPal account is required to participate. Currency conversion fees may apply. For more information, see your local User Agreement. Your donation will be made to PayPal Giving Fund UK, a registered charity (No. 1110538). PayPal Giving Fund will email you a donation receipt with a link to add Gift Aid. Thanks to PayPal's support, PayPal Giving Fund passes on 100% of donations it collects on this page of the PayPal website to worthy causes. Charities should enroll with PayPal Giving Fund to receive donations we collect to benefit them, which are paid out on a monthly basis. PayPal Giving Fund retains ultimate discretion over all donations it receives and, in rare cases, may redirect them if a charity doesn't meet legal or other eligibility requirements. For more information, please see PayPal Giving Fund's and Charity Certification Policy and Donation Delivery Policy.
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