Merchant rate

Merchant rate fee schedule

Purchase payments received (monthly)Fee per transaction
£0.00 GBP - £1,500.00 GBP3.4% + £0.20 GBP
£1,500.01 GBP - £6,000.00 GBP2.9% + £0.20 GBP
£6,000.01 GBP - £15,000.00 GBP2.4% + £0.20 GBP
£15,000.01 GBP - £55,000.00 GBP1.9% + £0.20 GBP
above £55,000.00 GBP* 1.4% + £0.20 GBP

NB This page does not apply to payments received through the Website Payments Pro suite of payment functionality or Virtual Terminal. These payment functionalities are available subject to application and approval and further terms and conditions. For more information about these payment functionalities, please click here.

Merchant rate criteria
Merchant rate pricing approval is reserved for members in good standing (whose accounts are not currently under investigation) who meet the following criteria:
  • Received more than £1,500.00 GBP in PayPal payments in the previous calendar month.

Maintaining your merchant rate
After qualifying for merchant rate pricing, all members are expected to:
  • Keep their PayPal account in good standing. Members may be downgraded to the Standard rate if a payment volume of more than £1,500.00 GBP is not maintained in the previous calendar month, or if they have unresolved chargebacks.

Note: Members do not need to reapply for merchant rate pricing if payment volume drops below £1,500.00 GBP, unless their account is downgraded or if there are unresolved chargebacks.

PayPal users interested in receiving the Merchant Rate should apply via our online application form. In the event that your request is refused, please note that you may only submit an application once every thirty days.

If you qualify for the merchant rate, log in to your PayPal account and apply.