Pay in 4 with no interest and no late fees.

Checkout with PayPal at millions of stores and split your purchase into 4 instalments*.

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*Available to eligible PayPal account holders on qualified purchases between $30-$2,000. Divide purchases into 4 payments with no interest, sign-up or late fees.

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Buy now and pay later with
PayPal Pay in 4

Pay in 4 is PayPal's buy now, pay later instalment solution. Just choose Pay in 4 at checkout at millions of online stores where PayPal is available and split the cost of your purchase into 4 interest-free payments.

Learn how to buy now and pay later with Pay in 4

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Choose from over 20,000 charities with PayPal Giving Fund. 100% of your donation goes to charity. Learn more here

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Send money in seconds

Do more with friends – send money, split bills and pool funds from PayPal friends quickly and easily, with just a mobile number or email address.*

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Get instant spend notifications

Whether shopping at your usual store or somewhere new, helps keep checkout fast and your purchase protected.** You also get instant spend notifications, so you can easily keep track of all your online hauls.

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With the PayPal app, the only thing you need to touch when you pay in-person, is your own phone.

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* Paying friends back and chipping in requires an account with PayPal. The recipient will need to create an account with PayPal if they don't already have one.
** Buyer Protection is available on eligible purchases only. 180 day time limit and other terms apply.