PayPal Commerce Platform

The platform that grows with you

PayPal Commerce Platform is a comprehensive solution designed to support all types of businesses and their customers.

Leveraging our two-sided network, the platform lets you connect with more than 425+ million PayPal customers around the world and across many platforms and marketplaces. Now you can find new markets, new channels and new high-value customers. All while giving customers the freedom to buy how they want—nearly anywhere in the world.

PayPal Pay in 4 is available. A new buy now, pay later interest-free solution at no additional cost to your business.

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Built for businesses of all sizes

From small businesses, eCommerce platforms, marketplaces, enterprises, or developers, PayPal Commerce Platform offers diverse tools to enable growth.


Get a small or medium-sized business up and running quickly with a simple setup and easy to use tools. All designed to help give businesses more time to expand.


Gain a competitive edge in today’s market with flexible solutions that can help you navigate a complex and changing environment.

Platforms & Marketplaces

Partner with PayPal to create a best-in-class platform experience for sellers, manage complex flows of money and help support almost any business model.


Explore tools and resources to help you learn, experiment, and integrate our platform into the solutions you build.

No business is too small, no ambition too big

When you’re running a business, you need an ally who knows how to help - but who also respects your independence. That’s why we’ve built a platform that aims to help businesses succeed and grow.

From payments to Working Capital to fraud protection, PayPal Commerce Platform helps you to meet your customers where they are - online, on-the-go, or in your store.

  • Better online shopping experiences start with more ways to pay - PayPal, credit and debit cards and alternative payment methods that are locally relevant for your international customers1.

  • Now you can accept payments in-store or on-the-go using a QR code. Simply display your QR code for your PayPal customers to scan using their smart phone. You don't need any additional devices.

  • Take secure payments over the phone or use our easily customisable invoicing tool to provide estimates and send invoices that your customers pay online using their PayPal account.

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  • Support your supply chain. Now there’s an easy, no-delay way to pay for the things your business needs.

  • Easily send payments to different people in different markets with different currencies at the same time. PayPal will work out the currency conversions.2

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  • With a payments platform that automatically detects potential fraud, it can help remove risk from online, in-store, or marketplace transactions—so you can you focus on other things.

  • Because PayPal sees both sides of every transaction, we can help minimise claims and chargebacks. We also help drive revenue through our high authorisation rates3.

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  • Get fast access to business funding when you need it. The PayPal Working Capital business loan is based on your business’s PayPal sales history and is repaid as a percentage of your PayPal sales. There’s no long forms to complete, just one fixed fee that you know upfront and if approved, funds can be in your account within minutes.

  • The platform helps open new channels with the flexibility to sell on platforms or marketplaces around the world. Easily expand your reach and accept payments in different currencies2.

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  • With PayPal, managing and resolving disputes is simple. Now it’s easier to track, manage and resolve disputes quickly, all from one central location.

  • With built-in reporting and analytics, it’s easier than ever to get a clear view of your sales performance, understand how your customers shop and uncover where you can optimise.

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1 A limited number of local alternative payment methods are currently available with more being added regularly.

2 Fees apply when converting currency. See fees.

3 Seller Protection is available on eligible transactions only. Read More

4 Subject to approval at the time of application. PayPal Working Capital is provided by PayPal Credit Pty Ltd ABN 66 600 629 258.

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