Straightforward and no surprises.
Buying within Australia is always free. When you accept payments, you’ll enjoy no set-up or cancellation fees. Check out the nitty gritty numbers below.
Buying is usually free.
It’s free to buy within Australia, there’s no need to share your financial information with sellers and Buyer Protection safeguards your eligible purchases. What a deal!
When buying internationally, a currency conversion fee may apply.
| Buying online or in-store within Australia | Always free |
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Simple, transparent pricing for merchants.
When you sell with PayPal, you’ll enjoy Seller Protection on eligible transactions and get paid quicker. You don’t pay until you’re paid.
Payflow, Virtual Terminal and Website Payments Pro – Hosted Solution and API have special pricing structures and may be subject to a monthly fee.
See fees and charges for full details| Online sales within Australia*^ | 2.6% + $0.30 per transaction |
|---|---|
| International online sales* | 3.6% plus a fixed fee based on the currency received |
| Invoices within Australia, online or through PayPal Here^ | 2.6% + $0.30 per transaction |
| International invoices, online or through PayPal Here | 3.6% plus a fixed fee based on the currency received |
| Discounted rate for eligible merchants (receiving more than $2,500 a month) | As low as 1.1% + $0.30 based on volume More about discounted rates |
| PayPal Here card reader or PayPal check-in | 1.95% per transaction |
| PayPal Here manual entry of credit or debit cards | 2.9% + $0.30 per transaction |
| Point of sale^ | 1.95% per transaction Application required |
| *Excluding Website Payments Pro – Hosted Solution and API, Virtual Terminal and Payflow. ^If your sender funds the payment by a non-Australian credit or debit card, an additional 1% processing fee applies on the amount funded by the card. |
Sending money to friends is usually free too.
Sending money to friends and family in Australia is free for you and the recipient when you fund the transfer with your bank account or PayPal balance. You can also use your credit or debit card, or make an international transfer for a small fee.
See fees and charges for full details| Within Australia using your PayPal balance or bank account | Free |
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| Within Australia using your Australian credit or debit card | 2.4% + $0.30 (you choose who’ll pay this fee) |
| Overseas using your PayPal balance or bank account** | From 0.5% - 3.3%, varied by country |
| Overseas using your credit or debit card** | From 3.9% - 7.4% plus a fixed fee, varied by country |
| **A currency conversion fee may apply to either the sender or recipient. |