Where will I find my minimum repayment requirement?

Because your automatic repayments are deducted as a percentage of each PayPal sale, the total amount you repay each day changes with your sales volume. The more you sell, the more repayment progress you’ll make on that day. On days without sales, you won’t make a repayment, but there is a minimum repayment requirement, you must repay at least 10% of your total loan amount (loan plus fixed fee) every 90 days to ensure you make consistent repayment progress.

Here’s an example:
If you borrow $10,000 ($9,500 loan plus $500 fixed fee), you’ll need to repay $1,000 every 90 days.

We check accounts regularly and will let you know if you’re getting behind.  If you do get behind, you can make one-off repayments on the PayPal Working Capital website.

If you don’t meet the minimum repayment amount, your entire loan balance could become due immediately.

For more information, please see the loan agreement.