Retailers trust Pay in 4 to help them reach new customers, boost sales, and increase customer loyalty. Offer Pay in 4 — with no additional cost or credit risk for your business1
69% of Pay in 4 customers are repeat users2
Rich historical data and advanced risk modeling are used to let customers know in seconds if their application is approved.
With just a few lines of code, give customers a fast and easy checkout experience. It’s already included with your PayPal integration.
Present Pay in 4 as your customers browse, shop, and check out to boost sales conversion.
Short-term option that lets customers pay in four, interest-free instalments1
For purchases that range from AUD $30 to $2,000.
No sign up fees and no late fees for consumers.
Turn browsers into buyers with dynamic messages throughout the shopping journey.
They can apply for Pay in 4, which may involve a credit check.
If approved, the first of four interest-free payments is paid at purchase. The remaining three payments will be made every two weeks following.
Customers can make a payment and review plan details at any time in the PayPal app.
Large enterprises that offer Pay Later in the US enjoy higher average order values (AOV) than standard PayPal AOV.8
| Pay in 4 | |
|---|---|
| Purchase amount | $30 to $2,000 |
| Number of payments | 4 interest-free payments |
| Time between payments | Fortnightly (1 down payment & 3 further payments) |
| Annual Percentage Rate | 0% |
| Repayment method | Debit card, credit card, or confirmed bank account |
| Purchase Protection9 | Included |
| Sign-up and late fees | None |
| Automatic payments | Set-up at the time of purchase. Customers can manage repayments through the PayPal app or online |
Let us help you put Pay in 4 to work for your business.