PayPal Commerce Platform

Accelerate growth

PayPal Commerce Platform helps businesses expand into new markets and deepen relationships with customers.

Now you can access simple and fast business funding and use shopper insights to help drive sales and conversion.

Financing solution

Get access to business funding when you need it and choose the amount and repayment option to suit your business plans. If approved, you can start to put your plans into action.

  • PayPal Working Capital

    A business loan based on your business’s PayPal sales history and repaid as a percentage of your PayPal sales. There are no long forms to complete, just one fixed fee that you know upfront and, if approved, funds can be in your PayPal account within minutes.1

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Insights & optimisations

You can sell smarter when you understand your customers and how they shop. Get shopper data and insights to help optimise your site and improve your marketing and retargeting capabilities.


Selling on marketplaces can connect you with shoppers around the globe to help accelerate growth plans.

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Sell internationally

Take your business beyond borders and sell in 200+ markets around the world. For added confidence, PayPal transactions may be eligible for Seller Protection2. Your customers can also shop knowing the return shipping costs of eligible items3 can be refunded.

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Built for businesses of all sizes

From small businesses, eCommerce platforms, marketplaces, enterprises, or developers, PayPal Commerce Platform offers diverse tools to enable growth

1 Subject to approval at the time of application. PayPal Working Capital is provided by PayPal Credit Pty Ltd ABN 66 600 629 258.

2 Terms and conditions apply. See limits.

3 See Terms and conditions here.