PayPal Commerce Platform

Accelerate growth

PayPal Commerce Platform helps businesses expand into new markets and deepen relationships with customers.

Now you can access simple and fast business funding and use shopper insights to help drive sales and conversion.

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Financing solution

Get access to business funding when you need it and choose the amount and repayment option to suit your business plans. If approved, you can start to put your plans into action.

  • PayPal Working Capital

    A business loan based on your business’s PayPal sales history and repaid as a percentage of your PayPal sales. There are no long forms to complete, just one fixed fee that you know upfront and, if approved, funds can be in your PayPal account within minutes.1

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Insights & optimisations

You can sell smarter when you understand your customers and how they shop. Get shopper data and insights to help optimise your site and improve your marketing and retargeting capabilities.

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Selling on marketplaces can connect you with shoppers around the globe to help accelerate growth plans.

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Sell internationally

Take your business beyond borders and sell in 200+ markets around the world. For added confidence, PayPal transactions may be eligible for Seller Protection2. Your customers can also shop knowing the return shipping costs of eligible items3 can be refunded.

Explore more

8 tips for selling internationally. Read Article

Understanding Working Capital Read Article

Built for businesses of all sizes

From small businesses, eCommerce platforms, marketplaces, enterprises, or developers, PayPal Commerce Platform offers diverse tools to enable growth

Businesses Get up and running quickly with ​a simple setup and sophisticated, yet easy-to-use tools. All designed to give your business more time to expand online, in-person and around the world.

Enterprises The platform provides innovative payment options and a competitive edge to help enable growth. It’s a comprehensive, flexible and secure solution.

Platforms & Marketplaces Our partnerships with leading solution providers let us offer easy-to-implement payment solutions that both platforms and marketplaces can bring to their merchants.

Developers PayPal is an easy way to integrate today’s most popular payment methods. And we make it simple to add new payment methods whenever they become available. Explore our complete set of developer docs and resources to help you learn, experiment, test and integrate.

1 Subject to approval at the time of application. PayPal Working Capital is provided by PayPal Credit Pty Ltd ABN 66 600 629 258.

2 Terms and conditions apply. See limits.

3 See Terms and conditions here.