Get to know the PayPal benefits your customers receive

Sep 04 2019 | PayPal editorial staff

PayPal makes it secure and easy for you to get paid, but why do more than 7 million Australian consumers choose to pay with PayPal rather than directly with their credit or debit card? We thought we’d deep dive with you into some of the benefits your customers enjoy when they choose PayPal to pay you.

Fast checkout

With One Touch™, your customers don’t even need to enter their password to pay you. We remember them on the devices and browsers they choose, so they can skip through checkout even faster. They simply click to pay if they want to use their default payment method and shipping address, or change them in a few taps before completing the purchase.
Fast, easy checkout results in happier buyers and better conversions for you. And latest research shows PayPal conversion performs, on average, 82% higher than all payment types combined* so it’s a nice boost to your business too.
More about One Touch™

Buyer Protection

We provide consumers with protection for when a purchase doesn’t go to plan, such as an item not being as described eg: counterfeit goods. With PayPal’s Buyer Protection, consumers feel more confident when buying online. And don’t forget, you may be eligible for Seller Protection on the same transaction.
More about Buyer Protection 

Refunded Returns

If your customers need to return an item, we’ll refund them the cost of shipping the items back, up to $45 per return and 8 times a year. The only requirement is that the return is in accordance with your policies. And the great thing is you don’t need to do a single thing, PayPal takes care of it for you.
More about Refunded Returns

And more

Along with the security we provide your business, we look out for your buyers in the same way, keeping all financial information securely encrypted, and monitoring every transaction for fraud in real time.
*ComScore online panel, Q4 2017. Analysed shopping behaviour at 20 large merchant sites across categories, utilising its 1 million US consumer panel.

The contents of this site are provided for informational purposes only. You should always obtain independent, professional accounting, financial and legal advice before making any business decision.

Frequently asked questions.

When you pay with PayPal on any website, PayPal Buyer Protection offers you comprehensive protection if your eligible transaction has a problem, such as if an item doesn’t arrive or is significantly not as described.  If your transaction qualifies for PayPal Buyer Protection we'll reimburse you for the full purchase price plus the original shipping charges.

To qualify for PayPal Buyer Protection:

  • Use PayPal to complete your payment.
  • Pay for the item with one payment. Items purchased with multiple payments aren't eligible.
  • Let the seller know there's a problem with the transaction by opening a dispute in the Resolution Centre within 180 days of making your payment. Then, escalate the dispute to a claim within 20 days of the date you opened the dispute.
  • Keep your PayPal account in good standing.

Note: Some purchases such as vehicles in the Motors category, capital equipment in the Business & Industrial category, and Real Estate aren't eligible for PayPal Buyer Protection.

View a full list of eligibility requirements and exclusions for Australia.

Just follow the PayPal.Me link you’ve been sent or type it in your browser. Type the amount you’d like to send and choose how you’d like to pay. You can send money from your PayPal balance or bank account or choose your preferred debit or credit card. If you don’t have a PayPal account, we’ll help you create one. Sign up is fast and free.

Can I cancel a payment?
You can only cancel payments which have the 'Unclaimed' status. If the payment is completed, you won’t be able to cancel it yourself since your recipient has already received the money. You can reverse a completed payment by contacting your recipient and asking for a refund.

What is the 'PayPal Buyer Protection' checkbox for?
If you’re paying for goods or services, check the box to get eligible items covered by PayPal Buyer Protection. Leave the box unchecked if you’re sending money to your friends or family as those payments are not covered by this policy. 

What are the fees for sending money?
Sending money is free for your transfers in euros in France and within the European Economic Area. There is a fee when you send a payment to someone in another country.

Purchasing goods or services using PayPal is free.
If you bought your eBay item with PayPal, you can report your problem on either eBay or PayPal. Either way, you’ll be eligible for a refund of the purchase price plus original shipping costs. If you didn’t pay with PayPal, you should report your problem on eBay.

You can file a dispute in the eBay Resolution Centre within 30 days from the estimated delivery date, or in the PayPal Resolution Centre within 180 days from the transaction date.

Before you file a dispute, please review the "PayPal Buyer Protection" section in our User Agreement by clicking Legal Agreements at the bottom of any PayPal page. To learn more about eBay’s protection policies, please visit
PayPal Payments Standard is the easiest way to securely accept debit and credit cards. It takes the hassle out of accepting payments online. You handle the sales. We handle everything from the checkout process to security and mobile compatibility. Plus:
  • No advanced programming is needed.
  • Your customers don’t need a PayPal account to pay you.
  • It’s optimised for customers on smartphones or tablets.
And unlike many full payment-processing solutions, PayPal Payments Standard has no application, setup or monthly fees, or long-term commitments. You start paying when you start selling.

What can I do with PayPal Payments Standard?

PayPal Payments Standard lets you accept credit and debit cards on your website or through an online marketplace such as eBay or Etsy. Buying is straightforward: We handle the checkout process and then send customers back to your site. 

You can use PayPal Payments Standard to send invoices online too, so you can get paid sooner.

As with all of our payment solutions, PayPal Payments Standard helps protect your business with our Automatic Fraud Screening, industry-leading data security and reliable customer service.
The contents of this site are provided for informational purposes only. The information in this article does not constitute legal, financial, IT, business or investment advice of any kind and is not a substitute for any professional advice. You should always obtain independent, professional accounting, financial, IT and legal advice before making any business decision.