Getting started with your PayPal business account.

Jun 17 2020 | PayPal editorial staff | 3 min read

You’ve done your research, completed the online form and signed up for PayPal for your business, but what’s next? There five simple steps to finalising your PayPal business account set up and getting ready to get paid.

1. Confirm your email

To make sure you can access any payments linked with your email address, we need to confirm you have access to that account.

Check your email inbox for a request to confirm your email and click the link. If you can’t find it, check your spam and junk folders. Alternatively, log in to your PayPal account and go to Tools > Business set-up > Account set-up > Confirm your email, check the email and enter your password.

2. Link your bank account

It’s no good getting paid if you can’t access the money. Link your Australian or US bank account in the “Money” tab of your PayPal account so you can withdraw any payments you receive. It’s free to withdraw to your Australian bank account, but there’s a 2.5% fee for withdrawing to a US one.

When you’ve linked your account, you’ll need to verify it. Again, this is to make sure your money goes where it should. We’ll deposit two small amounts into your bank account over the next couple of days. Find the amounts and tell us what they are in the “Money” tab of your account, and you’ll be good to go.

3. Link your credit and debit cards

While you can use your bank account to pay for business purchases with PayPal, it’s quicker when you have a credit and/or debit card on your PayPal account too. It also gives you flexibility to choose which payment method is right for you at every checkout.

To link your cards, just head to the “Money” tab in your PayPal account.

4. Integrate your PayPal payment solution

How you choose to be paid will determine what you need to do to set up your payment solution, but here’s a quick guide:
  • Website payments. If you’re using an eCommerce platform or shopping cart, it’s quick and easy to add PayPal in your cart settings or with an add-on or extension from your cart’s partner list. For custom-built sites or larger online stores, you’ll need to use our APIs. Head on over to the Developer Centre for integration guides.
  • Invoicing. Log in to your PayPal account and head to Invoicing under Tools to start setting up your templates and entering item and customer details. You can also download the PayPal Business app to invoice on the go.
  • Marketplaces. If you’re selling on eBay, Etsy or another marketplace, simply link your PayPal account in your marketplace’s account settings.
  • PayPal Here. Apply for PayPal Here and once approved, download the app and buy a card reader.
If you experience difficulties getting started, get in touch so our team can guide you through.

5. Verify your PayPal business account

To make sure your money, your personal information and your business stay protected, we sometimes take extra precautions and limit your account. This usually happens upfront if you’re a charity, a trust or operating in a higher risk industry, but it can happen to any business at any time.

If we need to verify your business, we’ll email you and let you know what’s going on. Follow the in-account notification to confirm your details and provided any required documents. It’s important you act fast to avoid impact on your business operations and cashflow.

Remember to always log in to your account at to provide sensitive information and documents.
The contents of this site are provided for informational purposes only. You should always obtain independent, professional accounting, financial, and legal advice before making any business decision.

Frequently asked questions.

PayPal and Google My Business make it easy for people to support your eligible business with donations. You’ll get the benefits of secure and fast payments by PayPal, along with the power of your Google Business profile in Google Search and Google Maps to generate awareness.

How do I know if my business is eligible?
You must have a business account with PayPal and a claimed Google Business profile to participate. If you don’t have an account with Google My Business, you can sign up at There are some eligibility criteria for participation in Google My Business.

How do I get started?
First, set up your personalized donation link which will be hosted by PayPal, so you don’t need a website or do any coding. You’ll can add the link to your Google Business profile and share it by email, text, social media, chat, and more. 

How do I add a link to my Google Business profile?
Go to Google My Business ( and paste your link in the section named “Your donation link”. The link will automatically appear in your business profile Google Search and Google Maps.

Mine is a for-profit business. Can I accept donations?
Donations may be treated as income. Reporting requirements vary by location, so be sure to check with your tax authority for more details. You’ll want to consult with an accounting professional for specific guidance.

How do I know if I receive a donation?
The donations will be processed by PayPal and typically show up in your account within minutes. Sometimes, to make sure transactions are secure, it may take longer to get your money and you can read more about why this may happen. You’ll receive the normal transaction notice by email and you’ll see the details in your account with PayPal. 

Will I know who has made a donation?
The names and email addresses of your donors will be part of the transaction details.

Are the donations subject to PayPal transaction fees?
Yes, you’ll pay your normal transaction fees on donations. Read more about fees.

How can I thank my donors? 
You can include a thank you in the message to donors that’s part of your donation link. 

How can I change my donation link?
Log in to Google My Business and click the link to PayPal to create a new or update an existing donation link.

How can I change the logo that’s displayed in my donation link?
Log in to PayPal and go to Settings. You can change or edit your logo image in Business information.

What info do you share with Google?
To help us ensure that things are working as well as possible, we share with Google the aggregated performance of the donation links we host. You can read more about how Google protects your info and how you can manage your privacy in the Google privacy policy.

There are two types of PayPal accounts: Personal and Business.

Here's how you open an account:

  1. Go to our Sign Up page.
  2. Choose which account type you want.
  3. Enter your email address and click Get Started.
  4. Enter your information and choose a password (it must contain at least eight characters and is case sensitive). You will need these to log in to your PayPal account.
  5. Click Create Application.
  6. Complete each section of the application.
  7. Submit your application.
PayPal Payments Standard is the easiest way to securely accept debit and credit cards. It takes the hassle out of accepting payments online. You handle the sales. We handle everything from the checkout process to security and mobile compatibility. Plus:
  • No advanced programming is needed.
  • Your customers don’t need a PayPal account to pay you.
  • It’s optimised for customers on smartphones or tablets.
And unlike many full payment-processing solutions, PayPal Payments Standard has no application, setup or monthly fees, or long-term commitments. You start paying when you start selling.

What can I do with PayPal Payments Standard?

PayPal Payments Standard lets you accept credit and debit cards on your website or through an online marketplace such as eBay or Etsy. Buying is straightforward: We handle the checkout process and then send customers back to your site. 

You can use PayPal Payments Standard to send invoices online too, so you can get paid sooner.

As with all of our payment solutions, PayPal Payments Standard helps protect your business with our Automatic Fraud Screening, industry-leading data security and reliable customer service.

What is PayPal.Me?
PayPal.Me is a faster, easier way to get paid through PayPal. Just share your very own PayPal.Me link ( with others, and they can send you money for any reason.

They don’t have to know your email address or mobile phone number, or even have the PayPal app. They can just tap on your link, go to your PayPal.Me, type in the amount, and send the money.

How do I create my own PayPal.Me link?
Just visit PayPal.Me to create your link. If you already have a PayPal account, log in and generate your link. If you don't, signup is fast and free.

You can also grab your link from the PayPal.Me Profile section in your account settings.

Is it free to set up?
Yes. PayPal doesn't charge a fee to open a PayPal account or set up a PayPal.Me link.

What kind of PayPal account do I need?
PayPal.Me is open to all account types, however business accounts can only accept Goods and Services payments.

Is PayPal.Me available in my country?
We're adding new regions as fast as we can. Check back often to see if it's available in your country.

Can I use PayPal.Me on my mobile device?
Yes. Your PayPal.Me link is available on mobile (iPhone and Android), desktop, and tablet. 

Need more information?
How do I set up my link?
How do I get paid with PayPal.Me?
How do I send money using PayPal.Me?
How do I manage my PayPal.Me link?
How secure is PayPal.Me?

The contents of this site are provided for informational purposes only. The information in this article does not constitute legal, financial, IT, business or investment advice of any kind and is not a substitute for any professional advice. You should always obtain independent, professional accounting, financial, IT and legal advice before making any business decision.