Make the most of PayPal Credit

Whether you’re using the 0% offer or instalment offers, PayPal Credit is the perfect way to spread the cost of your online shopping.

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A 0% interest offer you can use again and again.

Don't forget that every time you make a purchase of £150 or more with PayPal Credit, you’ll automatically get 0% interest for 4 months on that purchase.* It's a great offer you can enjoy again and again at thousands of online stores where PayPal is accepted.

For all purchases under £150, we won’t charge interest until after your next due date.

A reminder of how our 0% offer works.

Spend £150 or more in one go with PayPal Credit.

Then automatically get 0% interest for 4 months on that purchase.*

Even better, you can use this offer again and again on every purchase over £150.

Representative Example:


17.9% APR (variable)

Purchase rate

17.9% p.a. (variable)

Assumed Credit limit


Manage your account wherever you are.

It's easy to access and manage your PayPal Credit account from anywhere – on your desktop, tablet, or mobile. Simply log in to your PayPal account detail to make a payment, view your balance, track your transactions and check your statements. You can also view your PayPal Credit account with our new PayPal app.

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Simpler and safer.

Simple and convenient

Whenever you use PayPal you pay quickly and more securely. All you need is an email address and password or mobile number and PIN. No need to re-enter your card and delivery details every time you check out.

Safer and protected.

Continue to shop with peace of mind. We don’t share your sensitive financial details with sellers. And PayPal Buyer Protection covers your eligible purchases if they don’t show up or match their description.


* The minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any transactions under £150 will be charged interest at 17.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit is trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349.

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