Make the most of your PayPal Credit account.

PayPal Credit is a credit limit attached to your PayPal account. Find out more on how to make a payment, set up a direct debit, manage your account online and shop confidently.

View Account

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Watch a video on how to use your online account.

About PayPal Credit

How to make a payment

Check out our videos and see how easy it is to make a payment to your PayPal Credit account.

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Make a payment on your computer
Learn more on how to make a manual payment in your desktop PayPal Credit account

Make a payment via your mobile app
Learn more on how to make a manual payment in your mobile PayPal Credit account

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Set up a Direct Debit on your computer
Watch this video to see how easy it is to set up a Direct Debit, in your desktop PayPal Credit account

Set up a Direct Debit via your mobile app
Watch this video to see how easy it is to set up a Direct Debit, in your mobile PayPal Credit account

Manage your account

1

Download and log into the app

2

Set up your notifications in the notification section

3

Stay notified when you buy something or receive and send a payment

Three ways to use PayPal Credit.

Here's a reminder on the three ways you can use your PayPal Credit account

0% interest offer

Enjoy 0% interest for 4 months on every basket total of £99 or more.*

Pay in instalments.

Monthly instalment plans available at various online stores from 6 to 24 months.

Transactions less than £99.

You can spread the cost of your purchases at 19.9% APR (variable).

Credit with all the benefits of PayPal

Fraud Protection

We monitor every transaction 24/7 to prevent fraud, email phishing and identity theft.

Buyer Protection

If your eligible purchase doesn’t arrive, or doesn’t match the seller's description, we can reimburse you.

Data Encryption

Every transaction is encrypted using our advanced encryption technology.

FAQs

Representative Example:

Representative

19.9% APR (variable)

Purchase rate

19.9% p.a. (variable)

Assumed Credit limit

£1,200

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