PayPal Access Card - your exclusive invitation


  • Card Overview

    Activate your PayPal Access Card

    The PayPal Access Card is like a debit card for your PayPal account. You can withdraw cash or shop anywhere MasterCard is accepted, online or on the high street, using the money in your PayPal account - no more bank transfers. You can also make instant contactless payments with your PayPal Access Card, including travel on the TFL network. To find out more about travelling using your card, click here.

    The PayPal Access Card is currently being offered exclusively to customers who have been invited to apply.

    Fees may apply. Please see terms and conditions and FAQs.

    Key Benefits


    Direct access to your PayPal account

    When you sell goods and get paid with PayPal, you no longer need to transfer that money to a bank account. Instead, use your PayPal Access Card to spend or withdraw money directly from your PayPal account - just like a debit card.

    Easy ways to manage your account

    Your Online Card Account Manager lets you check all your card activity. You can also see your card transactions in your PayPal account history, so it's easy to keep track of everything in one place.

    Account Manager

    Worldwide Mastercard acceptance

    You can use your PayPal Access Card anywhere MasterCard is accepted, in millions of locations around the world. Use it to shop online or on the high street, or to withdraw cash at home or abroad. Now you can do more with the money in your PayPal account.

    Make instant contactless payments

    With your PayPal Access Card you can make instant contactless payments up to £20. It’s perfect for those on-the-go purchases – from your morning paper to a cup of coffee


  • How it works

    Using your PayPal Access Card

    You can use your PayPal Access Card just like a debit card to spend or withdraw the money in your PayPal balance. Use it at ATMs or to make payments online and on the high street. It’s like having your PayPal account in your wallet.

    You can also make instant contactless payments with your PayPal Access Card wherever contactless is accepted.

    *By applying you have confirmed you have read and accept the terms and conditions.

    Fees and limits for using your card

    There is no application fee or monthly fee for your PayPal Access Card, however some fees apply for certain transactions:

    Annual FeeFREE
    Transaction FeeFREE
    Cash Withdrawal (ATM) Fee£2
    Foreign cash withdrawal (ATM) Fee£3 + 2.75%
    Foreign Exchange Fee2.75%
    Replacement Card£4.95
    Paper Statement Fee£5

    Depending on the type of card you have, there are also a few limits:


    Full card

    Restricted (R) card

    [What's this?]

    Standard card

    Limit per transaction£1500£600£1000
    Daily transaction limit£1500N/A£1000
    Weekly transaction limit£3000N/A£1500
    Daily cash withdrawal limit£250£250£250
    Weekly withdrawal & quasi cash transaction limit£1000£600£500
    Annual cash withdrawal limitN/A£600N/A
    Total annual limitN/A£1600N/A


    If you have any questions about your PayPal Access Card or would like to apply to upgrade your Card from Restricted to either the Standard or Full Card that is applicable to you, just see our FAQs section or feel free to contact us.

  • FAQs

    Frequently Asked Questions

    Want to find out a little more about your new card? Unsure how to get started or need some support? Click on the questions below for more detailed information on your PayPal Access Card.

    If you still have questions and want to speak to someone directly, you can get in touch by calling PayPal Access Card Customer Services on: 0845 505 8801.

    *By applying you have confirmed you have read and accept the terms and conditions.

Didn't find what you're looking for? Contact Card Customer Services

Call: 0845 505 8801

From outside the UK call: +44 845 505 8801

Monday to Friday: 8.00am – 7.00pm, Saturday: 9.00am – 5.00pm. Includes 24 hour Lost and Stolen Service.

The PayPal Access Business Card is issued by PrePay Technologies Limited pursuant to license by MasterCard International Incorporated. This card is an electronic money product. PrePay Technologies Limited is authorised and regulated by the Financial Conduct Authority for the issuance of electronic money (FRN: 900010). MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. The promotional and branding partner is PayPal (Europe) S.à r.l. & Cie, S.C.A., Société en Commandite par Actions. Registered office: 22-24 Boulevard Royal, L-2449, Luxembourg, R.C.S. Luxembourg B 118 349.

See terms and conditions.