PayPal Open

Help grow your

business with PayPal

Pay Later

Add Pay Later dynamic messaging from homepage to checkout and let customers know early they can pay in 3 instalments or Pay in 30 days.

Built for growth

Trusted by customers

PayPal is the most trusted BNPL brand, earning a 71% customer trust score in Fairer Finance’s latest Buy Now Pay Later ratings.2

Get paid upfront

You get paid upfront, in full. We manage the entire instalment journey, including repayments and credit risk.

No activation costs

There are no setup fees or monthly subscriptions. You only pay the standard transaction fee when you make a sale.

Using a partner platform?

It’s already built in. PayPal Pay Later is natively integrated with the platforms you use. No dev work, no complex setup. Head to your platform settings and enable it in a few clicks.

Already use PayPal Checkout?

Go to PayPal Messaging Centre to switch on Pay Later and upstream messaging.

New to PayPal?

Simply contact sales to get started with our PayPal Checkout.

Pay Later breakdown

Pay Later Breakdown

Pay Later product

Pay in 3

Pay in 30

Purchase amount

£20 to £3,000

£1 to £900

Number of payments

3 payments

1 payment

Time between customer payments

Monthly

Pay after 30 days

How you get paid

Up front, in full. PayPal takes care of billing and collecting.

Up front, in full. PayPal takes care of billing and collecting.

Price

See fee page for more details

See fee page for more details

Customer APR

0%

0%

Repayment method

Debit card, credit card, or confirmed bank account

Debit card, credit card, or confirmed bank account

Seller Protection4

On eligible purchases

On eligible purchases

Buyer Protection4

On eligible purchases

On eligible purchases

Integration

Included with PayPal Checkout

Included with PayPal Checkout

~30M
~30M
active PayPal accounts in the United Kingdom.5
49%
49%
higher Pay Later payment volume after activating upstream messaging.6
97%
97%
Pay Later customers in the UK are repeat users.7

Make Pay Later visible

where it matters most

Help turn browsers into buyers

Use in page messaging from homepage to checkout to increase Pay Later sales by up to 35%.1

Help build repeat buyers

Pay in 3 shoppers use the product 7x on average each year, helping drive repeat engagement.8

Help drive Average Order Value

129% higher average order value with Pay in 3 than standard PayPal.9

Boost conversion today

Get in touch with sales

Tell us a little about your business so we can connect you with the right team.

Ready to talk now? Give us a call.

0207 949 3272

Need help with your existing account?

Visit our Help Center