What is an eCheque?

An eCheque is a payment that you make directly from your bank account. You can only send an eCheque if your bank account is the only payment method attached to your PayPal account, and you don't have a credit or debit card as a back-up payment method. If you have a back-up payment method, your payments will be sent via Instant Bank Transfer instead.

Please note that eCheques aren't instant payments. It usually takes up to 6 working days for an eCheque to complete and the money to appear in the recipient’s PayPal account.

If you'd like a faster way to pay using your bank account, we recommend using Instant Bank Transfer. To use this payment option, please link and confirm a bank account in your PayPal account, and also link a credit or debit card as the back-up payment method.