PayPal & PSD2

New regulations mean changes are coming to the way you access your account and pay with PayPal.

What is PSD2?

The Second Payment Services Directive (PSD2)

Strong Customer Authentication (SCA)

There are three types of authentication:


Knowledge: Something only you know, like a password.


Possession: Something you have like a one-time only code generated by SMS, or a trusted device that you are using.


Inherence: Something that is unique to you, like a fingerprint or your voice.

In many cases at least two of these will be required in order to process a payment.


What changes will I see when using PayPal?

Most of the time you will be able to login or pay with PayPal by just entering your email address and your PayPal password as usual. But from time to time, we may ask you for a One-Time Passcode that PayPal will send you by SMS on the phone number you have registered in your profile.

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