129 %
129 %
higher AOV with Pay in 32 than standard PayPal checkouts1
97 %
97 %
of UK Pay Later shoppers are repeat users3
30M+
30M+
active PayPal accounts in the UK4

Built for growth

Drive revenue

Help maximise basket sizes by giving consumers confidence and flexibility.

Simplify costs

Pay Later is included in your standard 2.99% + £0.30 checkout rate. You'll pay no extra fees5

Power customer loyalty

Let shoppers pay over time and they’ll keep coming back. You’ll still get paid up front.

Trusted by millions

Tap into PayPal’s consumer network of 30M+ active UK accounts.

Add it through your platform

It's already built in. PayPal Pay Later is natively integrated with the platforms you use. No dev work, no complex setup. Head to your platform settings and enable it in a few clicks.

Make Pay Later visible where it matters most

Show Pay Later is available early in the shopping journey so customers know they can pay flexibly, long before they reach checkout. Upstream messaging gives +35% incremental sales.6

Pay Later breakdown

Pay Later breakdown

Pay Later product

Pay in 3

Pay in 30

Purchase amount

£20 to £3,000

£1 to £900

No of payments

3 payments

1 payment

Time between customer payments

Monthly

Pay after 30 days

How you get paid

Up front, in full. PayPal takes care of billing and collecting

Up front, in full. PayPal takes care of billing and collecting

Price

Included in your standard PayPal checkout rate (2.99% + £0.30)5

Included in your standard PayPal checkout rate (2.99% + £0.30)5

Customer APR

0%

0%

Repayment method

Debit card, credit card, or confirmed bank account

Debit card, credit card, or confirmed bank account

Seller Protection7

On eligible purchases

On eligible purchases

Buyer Protection7

On eligible purchases

On eligible purchases

Integration

Included with PayPal Checkout

Included with PayPal Checkout

Get in touch with our experts

Tell us a little about your business so we can connect you with the right team.

Ready to talk now? Give us a call.

0207 949 3273

Need help with your existing account?

Visit our Help Center

Frequently asked questions

PayPal Open

One platform for

all business