Website Payments Standard (WPS) and how it works

Jan 02 2020 | PayPal editorial staff

Learn more about what is WPS and how it can help you grow your Business.
You’re looking for a payment solution for your website in India and wondering if Website Payments Standard (WPS) is right for you. Well if you’ve already activated your PayPal Business Account, and are looking for a safe, easy way for your customers to pay you, WPS is the way to go. Here’s a quick breakdown of what WPS is and how it works.  

What is Website Payments Standard (WPS)? 
Website Payments Standard is a PayPal Checkout button you can add to your website or mobile app to securely accept debit, credit and PayPal payments. It is the fastest and easiest way if you do not want advanced programming involved, and gives your customers the option of paying without a PayPal account. 

How does WPS work? 
All you have to do is copy our HTML code for the Checkout button and paste it on your website. It’s that simple. Then we’ll take care of the checkout process and security, and once the transaction is done, we’ll send your customers back to your website. Best part, there are no setup or monthly fees. You only need to pay a small fee when you make a sale.  

Prefer to keep customers on your site? Try PayPal Checkout

How to add WPS to your website 
Step 1: Log in to your PayPal Business Account and select ‘Profile and settings’ 



Step 2: Click on ‘Selling Tools’ on the bottom left hand corner.


Step 3: Look for ‘Update’ that’s next to ‘Manage my payment buttons’ 

Step 4: Click ‘Create button’copy and paste the HTML code onto your website and the PayPal Checkout Button will be there.



A quick summary of Website Payments Standard



The contents of this site are provided for informational purposes only. You should always obtain independent, professional accounting, financial, and legal advice before making any business decision.

Frequently asked questions.

At the moment, PayPal doesn’t support the following currencies when a payment is made using an American Express card:
  • Israel Shekel (ILS)
  • Malaysian Ringgit (MYR)
  • Mexico Peso (MXN)
  • Philippine Peso (PHP)
  • South African Rand (ZAR)
  • New Taiwan Dollar (TWD)
  • Thai Baht (THB)
  • Turkish Lira (TRY)
To continue with your payment, please use other debit or credit cards. See the steps to add a debit or credit card to your PayPal account.
You can add a Visa, Rupay card, MasterCard, American Express or Discover credit or debit card to your PayPal account.

To add a card to your PayPal account:
  1. Go to Money.
  2. Click Link a new card under "Credit and debit cards".
  3. Enter your card information.
  4. Click Save.
Once you’ve added the card, you’ll be taken to the card issuer’s website for the card authentication. You’ll receive a one-time passcode from your card issuer to confirm your card. If you’re unable to confirm your card within 48 hours, it'll be removed from your PayPal account.

Note:
  • If your card is eligible for automatic update with PayPal, we may update the card information on your behalf when a new card is issued to replace the existing card linked to your PayPal account. Any billing agreement and payment preferences associated with this existing card will be migrated to your new card.
  • You can add up to 24 cards in your PayPal account.

Watch this video to see how to link your card and shop with PayPal.
Your refund has been completed. Depending on the funding source you used to send the original payment, it may take some additional time for your refund to be processed.
  • If you paid with a credit card, the money is refunded to your card. If the card you paid with is closed or invalid, please contact the issuing bank, as the money will still be refunded to your credit card account.
  • If you paid with your bank, the money is refunded to your PayPal account balance and then automatically transferred to your bank account.
  • If you paid with your PayPal balance, the money will be refunded to your PayPal balance.
  • If you paid using a credit card and your PayPal account balance, the amount paid by the credit card is refunded to your card. The remaining amount is refunded to your PayPal account balance.
  • If you paid with a debit card, the amount is refunded to your debit card. If the refund cannot be processed to your debit card, it will be applied to your PayPal balance.
Refunds to credit or debit cards can take up to 30 days depending on the card company involved.


Refunds involving a currency conversion

If the original payment involved a currency conversion and the refund is issued:
  • within 1 day of the date of the original payment: we will use the transaction exchange rate applicable on the date of the original payment, so that you receive the original amount (including the currency conversion you paid)
  • 1 day or more after the date of the original payment: we will use the transaction exchange rate applicable at the time of the refund. This means that you may not receive the full amount of your original payment due to the fluctuations in exchange rates.
How your money is refunded depends on how you made the original payment.
  • If your payment came from your card, it will be refunded to that card. If the card you paid with is closed or invalid, the money will still be refunded to your credit card account.
  • If your payment came from your bank account, it will be refunded to that bank account.
  • If your payment came from your PayPal balance, it will be refunded to your PayPal balance.
  • If you paid part with your PayPal balance and the rest with your debit or credit card, we'll refund the amount paid by debit or credit card directly to the card, the rest to the PayPal balance.
  • If you paid part with your PayPal balance and the rest with your bank account, we'll refund the amount paid by bank account directly to that bank, the rest will return to the PayPal balance.

Refunds to credit or debit cards can take up to 30 days depending on the card company involved.


Refunds involving a currency conversion

If the original payment involved a currency conversion and the refund is issued:

  • within 1 day of the date of the original payment: we will use the transaction exchange rate applicable on the date of the original payment, so that you receive the original amount (including the currency conversion you paid)
  • 1 day or more after the date of the original payment: we will use the transaction exchange rate applicable at the time of the refund. This means that you may not receive the full amount of your original payment due to the fluctuations in exchange rates.
The contents of this site are provided for informational purposes only. The information in this article does not constitute legal, financial, IT, business or investment advice of any kind and is not a substitute for any professional advice. You should always obtain independent, professional accounting, financial, IT and legal advice before making any business decision.