4 Steps To Activate Your PayPal Business Account

Aug 15 2019 | PayPal editorial staff

All the steps you need to know about Business Account activation.
Now that you’re done signing up for your PayPal Business Account, you just need to activate your account in India to start receiving payments from your customers. Read on for a guide to the 4 steps to activate your business account.

Step 1: Confirm Your Email Address 

After you’ve signed up for an account, you’ll receive an email in your inbox. Click on the email to confirm that we have your correct email address.  

Step 2: Verify Your Identity 

You’ll need to complete a KYC Procedure to verify your identity and protect your account from risks like identity theft, money laundering and financial fraud. If you’re planning to only sell internationally, your KYC Procedure is a lot easier. If you’re planning to sell domestically or both internationally and domestically, your KYC Procedure will require list of documents depending on the type of business you currently operate.

Step 3: Add A Bank Account 

To receive payments from your PayPal Business Account, you’ll need to link your PayPal Business account with a valid bank accountAll you need to do is provide bank details like your Bank Name, IFSC Code and make sure the name you submit corresponds with the name on your PAN Card.  

Step 4: Verify Your Bank Account 

Once you’ve added your bank account, 2 deposits will be made into your bank account. You need to verify your bank account by logging in to your PayPal Business Account, enter the amounts deposited in your bank account and clicking “Confirm”. Once that’s verified, you’re ready to do business and receive payments!  

The contents of this site are provided for informational purposes only. You should always obtain independent, professional accounting, financial, and legal advice before making any business decision.

Frequently asked questions.

Getting paid is easy. You can share your PayPal.Me link with your customers through text message, email or social media. They can then click or type in your link and pay you.

Who can I request payments from?
As long as PayPal.Me is available in their country/region, your customers can send you a payment through your PayPal.Me link, and even set up their own PayPal account if they need to. 

Does it cost me anything to receive payments?
If the person paying you opts for PayPal Buyer Protection – the payment is a “Goods and Services” payment. That means you’ll pay the PayPal fee. Please check our fees page for the fee rates.

When I get paid using PayPal.Me, where does the payment go?
As soon as you receive a payment, it goes into your PayPal balance. Your balance will be automatically withdrawan to the bank account you've linked to PayPal every day.

Can I send more than one request at a time?
Yes, there’s no limit on how many requests you can send.

How do I request a specific amount from my customer?
Just add the amount you want to request to the end of your PayPal.Me link. For example, if the primary currency of your PayPal account is Indian Rupee, you can request INR 25 by adding 25 to your PayPal.Me link, for example PayPal.Me/JohnSmith/25. You can change your primary currency anytime on the Money page.

To request a specific amount in a different currency, you can add the currency code to the amount. For example, if you want your customer to pay you 25 Australian Dollars, you can customise your link, such as PayPal.Me/JohnSmith/25AUD.

Note: Some countries have limits on the currencies that can be sent. Please check with your customers if they can pay you in the currency you want.
Follow this link to download verified PayPal logos.
You can add a debit or credit card, and send payments for your purchases to the recipient's email address or via PayPal.Me. (Note: Personal payments to friends and family isn't supported in your PayPal India account.)

Pay using recipient's email address
  1. Go to Send payments.
  2. Click Pay for goods or services.
  3. Enter the recipient's email address, and click Next.
  4. Enter the amount you want to send, select the currency, and add a message to your recipient (optional).
  5. Select your shipping address, and click Continue.
  6. Review your payment information and click Send Payments Now.
On the payment page, your payment will be set in the default currency of your recipient’s country or region. If you have an agreement with the recipient, you’re able to change it to other currency. 

After the payment is sent, your recipient will receive a notification email. If they don’t have a PayPal account, they can follow the instructions in the email to sign up for an account and accept your payment.

Pay with PayPal.Me

You can also try PayPal.Me, our new, hassle-free way to pay and get paid. If the person you're paying has a PayPal.Me link, they can share the link with you and let you pay them easily through PayPal. Learn more about how PayPal.Me works.

Useful tip: Preferred way to pay

You can select a debit or credit card as your preferred funding source, and we'll use it when you shop online or send a payment for goods or services.

To set your preference:

  1. Go to Money.
  2. Click Payment preferences.
  3. Select your preferred card, and click Confirm.
Watch this video to see how to shop online and check out with your PayPal account.


Reasons for account limitations as a buyer

There are a number of reasons why your account could be limited. For instance, if we suspect someone else could be using your account, or your credit or debit card provider alerts us that there was an unauthorised charge, we’ll limit it for your protection and look into the fraudulent activity.
When your account access is limited, you may not be able to use certain features with your PayPal account, such as sending or withdrawing funds. But don’t worry, it’s usually fairly simple to remove an account limitation through the Resolution Centre.

Learn more about account limitations in India.

Guard your information to help prevent account limitations

We'll never ask you to share sensitive personal information through email, nor ask you to download and install any software. If you receive a suspicious email pretending to be from PayPal, please forward it to spoof@paypal.com and delete it from your inbox.

When you receive a PayPal email about your transaction or a limitation, you can always log in to your PayPal account to verify your recent activities. If you see an unfamiliar transaction in your account, report it in the Resolution Centre and change your password immediately.

Learn more about how to stay safe online and protect your PayPal account.