Getting Started with Your PayPal Account

Sep 03 2019 | PayPal editorial staff

Create your personal account to pay securely when you shop online.
Having a PayPal account is like getting a digital wallet that protects your data and helps you get more out of your purchases. Not only does it allow you to shop and pay without typing in your payment card details each time, you keep your financial details stored and unshared on an encrypted network. And if you’re still wondering why you should get one, here are just some of the benefits signing up gets you:  

TIME
Flash deals and tickets get snapped up fast. Typing your credit or debit card details is slow and time-consuming. PayPal helps you score more buys with speedier checkouts. 

CONVENIENCE
You won’t need to look for your wallet or card while shopping online with PayPal. And with One Touch, you can go straight to review and pay.

SECURITY
Each time you disclose your financial details is another exposure to riskUsing PayPal keeps your financial information securely encrypted no matter which website you shop on. 

CARD REWARDS
PayPal lets you link all your cards to one place and choose your preferred card to pay. You’ll still earn reward points* for purchases.

PROTECTED PURCHASES 
You’ll also enjoy Buyer Protection for your purchases, as well as free return shipping for eligible goods^. 

INTERNATIONAL WALLET 
With PayPal accepted in more than 200 countries and regions, you can shop brands across the globe and pay in your preferred currency.

DO MORE WITH YOUR ACCOUNT
You can also send money, receive payments, and more with your account. Shopping is just the start.

FREE 
Yes, it is absolutely free to set up your PayPal account, and you can do it right now! Read on to find out how.

Already have one? Link your cards to start shopping and earning reward points. 

How To Sign Up 
Signing up is easy and we’ve broken down the steps to guide you through the process.  

When you see the PayPal button while checking out: 


You 
can choose to sign up while checking out on any online store that accepts PayPal. All you need to do is to choose PayPal as your payment option, and you will be brought to PayPal’s secure network where you can enter your personal and billing information.  


Already signed up for an account? Here’s how to add a credit or debit card. 

On the PayPal website:


STEP 1: Select your account type 

Signing up can also be done on our website. Simply select For Shoppers and click Continue. 

STEP 2: Create your login details


Let us know the email address and the password you want to use. These will be what you need to log into your account in the future, so make sure to choose a password only you know. 

If you’ve already got a business account set up, you’ll need to set up your new account with a personal email address, bank account and credit/debit card. You can also choose to upgrade your personal account to a business one if you don’t already have one. 

STEP 3: Tell us more about yourself 


Let us know more details such as your name, date of birth, address and contact details. Do ensure the details are the same as those in your PAN card, and don’t forget to check the box to accept our terms and conditions.

STEP 4: Link your credit or debit card


Adding a credit or debit card to your PayPal account not only saves you time when you shop online, but safeguards your financial information and purchases against potential fraud. You can link your credit or debit cards to start shopping immediately. 

STEP 5: Verify your email address



Once you create your account, we will send you an email to confirm your email address. We’ll also email you each time you make a payment so you can easily track your shopping. 


Click on Confirm Email Address to verify your email address on our network. You can also verify your mobile number by clicking on Get Code to start sending and receiving money on your mobile device. 


That’s it, you now have your account set up and ready to go! 

Still unsure of how to open a PayPal account? Here's a video to help. 
 


 




 

T&C 

*Reward schemes may differ when using PayPal. Please refer to your credit card provider for details 

^ The contents of this site are provided for informational purposes only. You should always obtain independent, professional accounting, financial, and legal advice before making any business decision.

Frequently asked questions.

Open an account:
There's no fee to sign up for a PayPal account.

Goods and services – Purchase payments:
There's no fee to use PayPal to purchase goods or services, but a currency conversion fee may apply for cross-border payments.

If you're a merchant and receive payments for goods or services (such as from selling an item on eBay), a fee will be incurred. Learn more about the fees for getting paid.

Withdrawing funds: 
There's no fee to withdraw funds to Indian bank account. If the withdrawal fails, there'll be a withdrawal return fee.

For the complete details about fees, please refer to our User Agreement.


Ready to open an account? Watch this video to help you get started.
PayPal offers various payment solutions to power up any business, whether you have a website or not.

Here are a few payment solutions we offer in India:
  • Website Payments Standard: You can simply copy and paste our payment button code to your website to start receiving payments. It is mobile-optimised, and can be added onto an existing shopping cart to offer your customers secure transactions.
  • PayPal Checkout: An API-based solution that allows you to personalise your customer’s checkout experience from start to completion. However, if you don’t have an eCommerce solution or a shopping cart already installed, you’ll need some knowledge of API programming to install PayPal Checkout on your website.
  • Invoicing: You can bill your customer directly without setting up your own website.
All these payment solutions have no setup or monthly fees, and the transactions eligible for our Seller and Buyer Protection policies are safeguarded by PayPal. You’re only charged a fee when receiving a payment.

Find out the payment solution that suits your business the best, and learn more about your next steps.

For technical support on implementing the payment solutions, please visit our dedicated Merchant Integration Tech Support Community and PayPal Developer Centre.

Note: To enhance your account safety and remove initial account limits, please confirm your email address and complete identity confirmation.

Watch this video to see how you can get PayPal on your website easily with PayPal Checkout.

If you have a PayPal business account, you can authorise up to 200 users to access and manage your account. You can create unique login information and assign the level of authority to each user.

To manage your business account users:

  1. Go to SettingsIcon Settings.
  2. Click Get started next to "Manage users".
  3. Click Add User.
  4. Provide the users information and click Save.


Note: If any of your authorised users forget their passwords, only you as the primary user can reset their password for them.


To reset a user's password:

  1. Go to SettingsIcon Settings.
  2. Click Update next to "Manage users".
  3. Select the user and click Change Password.
  4. Enter the new password, and click Save.
PayPal.Me is a faster, easier way to get paid through PayPal. Just share your unique PayPal.Me link with your customers. They can simply tap on your link, type in the amount and confirm to pay. They don’t even have to know your email address or install the PayPal app! Your customers can also enjoy the benefit of PayPal Buyer Protection for their eligible transactions.

How do I create my own PayPal.Me link?
Create your link here for free using your name or your business name (for example: paypal.me/johnsmith). If you don't have a PayPal account yet, signup is fast and free.

How do I share my PayPal.Me link?
You can type your PayPal.Me link in your preferred social media site/app, or send it through email or text message. To find your link, simply go to PayPal.Me page and click My PayPal.Me to log in.

Can I use PayPal.Me on my mobile device?
Of course. You can access your PayPal.Me link on mobile phones, desktop computers, and tablets.

Need more information?
How do I set up my PayPal.Me link?
How do I get paid with PayPal.Me?
How do I make a payment using PayPal.Me?
How do I manage my PayPal.Me link?
How secure is PayPal.Me?