Offer instalment payments with no extra fees. Simply add Pay Later dynamic messaging from homepage to cart and let customers know early they can Pay in 4.1
While many BNPL providers charge separate fees on top of standard merchant rates, Pay in 4 is included at your standard PayPal rate. Simpler pricing. No surprises.
You get paid upfront, in full. We manage the entire instalment journey, including repayments and credit risk.
There are no setup fees or monthly subscriptions. You only pay the standard transaction fee when you make a sale.
It’s easy to add Pay in 4 messaging to your checkout. Connect your store and start selling.
Go to PayPal Messaging Centre to switch on Pay Later and upstream messaging.
Sign up to a PayPal Business account to get started.
Show Pay in 4 is available early in the shopping journey so customers know they can pay flexibly, long before they reach checkout. Upstream messaging gives +33% incremental sales.6
Let customers know Pay Later is available as they land on your site. It gives them the confidence to shop and easily spread the cost.
The exact Pay in 4 amount automatically appears next to every product, turning browsers into buyers before they even reach checkout.
Reinforce their flexible payment option automatically at the final step to reduce friction and capture the conversion.
Pay Later product | Pay in 4 |
|---|---|
Purchase amount | Under $2,000 |
No of payments | 4 |
How you get paid | Up front, in full. PayPal takes care of billing and collecting |
Price | Included in your standard PayPal checkout rate |
Repayment method | Debit card, credit card, or confirmed bank account |
Seller Protection7 | On eligible purchases |
Buyer Protection7 | On eligible purchases |
Integration | Included with PayPal Checkout |
Tell us a little about your business so we can connect you with the right team.
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1800 729 725Need help with your existing account?
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