Earn rewards when you shop

online at these stores

through May 311

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Compare our flexible options

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PayPal may at any time and in its sole discretion, without prior notice, terminate, cancel, suspend or modify this offer or these terms.
“Eligible Participant”: Open only to residents of any one (1) of the fifty (50) United States or the District of Columbia or select U.S. Territories who: (1) are eighteen (18) years of age or older, (2) have a U.S. personal account with PayPal that has been open for at least thirty (30) days before the start of the Offer Period and remains in good standing through Reward fulfillment (“PayPal Account”), and (3) successfully make a purchase using a Pay Later option at select merchants to be determined by PayPal at its discretion, either for the first time ever or for the first time in twelve (12) months.
“Offer Period”: Starts on May 11, 2026, at 12:00:00 a.m. PT and ends on May 31, 2026, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
How it Works: The Offer allows Eligible Participants to earn PayPal Rewards Points (“Points”) equivalent to 15% back (the “Reward”) per transaction on Eligible Pay Later Purchases at select merchants during the Offer Period. Each Eligible Participant may receive 15% back, earned as points redeemable when you check out with PayPal online, or for other options in accordance with the PayPal Rewards Agreement. Maximum 3000 points per Eligible Participant under this offer. Rewards will no longer be earned once the Offer Period has ended.
There is a maximum total of 100,000,000 Points available under this offer for all Eligible Participants who have made an Eligible Pay Later Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early. The receipt and redemption of Points is subject to the PayPal Rewards Agreement.
“Eligible Pay Later Purchase(s)”: Eligible Pay Later Purchases are purchases made using either Pay in 4 or Pay Monthly that are completed at select merchants during the Offer Period by an Eligible Participant. Eligible Pay Later Purchases do not include: (1) purchases that are marked as “pending” as of the end of the Offer Period, (2) purchases with Pay in 4 where the first payment has not been successfully processed, (3) any purchase or portion of a purchase that involves a payment method other than Pay in 4 or Pay Monthly; (4) purchases made at a merchant who enrolled in Pay Later within 30 days prior to the start of the promotion; and (5) any purchase involving non-profit organizations, gambling, security brokers/dealers, foreign currency/money orders, and stored value cards. Satisfaction of Eligible Pay Later Purchase criteria will be determined solely by PayPal.
Reward Redemption: Reward should be available in Eligible Participant’s Account Overview section of the PayPal Account to redeem for cash and other redemption options within fourteen (14) days after qualifying to receive the Reward, although may take longer. See the “Redeeming Points” section of the PayPal Rewards Agreement for details.
Miscellaneous: Participation in offer is subject to the PayPal User Agreement, PayPal Rewards Agreement and the underlying Pay in 4/Pay Monthly loan agreement(s) to each Eligible Purchase. Similar offers may run at the same time; qualification for this offer does not constitute qualification for any other offer. PayPal is not responsible and/or liable if any e-mail, Reward, or offer-related materials or correspondence are not delivered for any reason. This offer is only redeemable in its originally published form.
Account Review and Reward Adjustments: PayPal may review accounts and purchases related to this offer at any time. If Eligible Pay Later Purchases are refunded or if loan payments are not completed as agreed, PayPal may delay or reverse your Reward without prior notice. PayPal also reserves the right to deny or reverse Rewards should an account show patterns of abuse, fraud or exploitation of the program.
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Pay in 4 is available to consumers upon approval for purchases of $30 to $1,500. Pay in 4 is currently not available to residents of MO. Offer availability depends on the merchant and also may not be available for certain recurring, subscription services. When applying, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older to apply.: The lender for Pay in 4 is PayPal, Inc. (NMLS# 910457). Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee. NM residents: Find more disclosures related to Pay in 4.
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Pay Monthly is a consumer loan, and is subject to consumer credit approval and eligibility. In store single-use card is valid for one purchase and must be used within 24 hours of loan approval. Fixed APR is 9.99-35.99%. Terms and rates vary based on purchase amount and your credit. For example, a $200 purchase can be paid at 26% APR in 3 monthly payments ($69.56/mo.; $8.68 interest; $208.68 total of payments). A $600 purchase can be paid at 26% APR in 6 monthly payments ($107.76/mo.; $46.57 interest; $646.57 total of payments) or 12 monthly payments ($57.33/mo.; $88.01 interest; $688.01 total of payments). A $1,500 purchase can be paid at 26% APR in 24 monthly payments ($80.77/mo; $438.47 interest; $1,938.47 total of payments). Payments may change based on shipping, taxes, updates to your purchase, or missed payments. Availability depends on the merchant and may not be available for subscriptions or recurring payments. Pay Monthly is currently not available to residents of AK, CT, HI or WA. You must be 18 years old or older to apply. Missed payments may have an impact on your credit score. The lender for Pay Monthly is WebBank. Marketing and program management by PayPal, Inc. (NMLS # 910457).: RI Loan Broker Licensee. VT Loan Solicitation Licensee. VT residents: THIS IS A LOAN SOLICITATION ONLY. PAYPAL, INC. IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. Servicing by Bill Me Later, Inc. (NMLS#2296861). NMLS Consumer Access.
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PayPal Purchase Protection is available on eligible transactions. Terms and limitations apply.
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