Simple, straightforward, no surprises.

Choose your way to get paid.

Select the features that work best for your business. You can invoice customers, add express checkout, accept credit cards over the phone, or make mass payments.

Payment Gateway


Start accepting credit cards using your existing merchant account. Payflow Pro gives you the flexibility to design a checkout page that matches your site’s branding, and Payflow Link comes with a pre-built checkout template you embed right into your checkout page. With both, your customers can pay by credit card without leaving your site.

  • Payflow Link
    $0 monthly
    $0.10 per transaction
    Learn more
    No set-up fee
     
  • Payflow Pro
    $25 Monthly Fee
    $0.10 per transaction
    Learn more
    $99 setup
     

  • Add-on services

    Recurring Billing
    $0 monthly fee
    $0 per transaction
  • Advanced Fraud Protection Service
    $10 monthly fee
    $0.05 per transaction

Micropayments


If your transactions typically average less than $12, you may be eligible to save money with our ‘5% plus 5¢’ rate. Generally, micropayments include selling digital goods seamlessly from within a game, ebook, article or other digital experience. Here’s an example for a business that usually accepts $2 payments.

Sign up for a PayPal Business account online then call us for Micropayments.

  •  
    Micropayments
    Standard Rate
     
    (5% plus 5¢)
    (2.9% plus 30¢)
  • Average payment
    $2
    $2
  • Your transaction fee
    $0.15
    $0.36
  • Total cost for 100 payments
    $15
    $36

Nonprofit Discounts

We offer discount rates to charities registered with the Canadian Revenue agency (CRA)

Fee per transaction

1.6% + $0.30

We only offer the discount rate to charities registered with the Canadian Revenue agency (CRA). To apply for the discount, you’ll need to send the following things to compliance@paypal.com:

  • A Notification of Registration from the CRA
  • A blank and/or void cheque showing the bank account number and organization name
  • Your contact information, including the email address you used to set up your business account
  • Your business URL

Additional fees

  • Sales to the US :

    0.8% cross-border fee applies to payments received from the US. A currency exchange rate may apply.†

  • International Sales (excluding the US)

    1% cross-border fee applies to payments received from outside Canada and the US. A currency exchange rate may apply.†

  • Chargeback Fee

    $20
  • †For more information, please refer to the User Agreement

Merchant Services and Business Products

Web Payments

Online Invoicing

Other Products

PayPal Payments Standard

No monthly fee and 2.9% + $0.30 per transaction or less



Volume Discounts.

Do your sales average more than $3,000 per month?

Apply for a volume discount

Your monthly sales

Your fee per transaction

Examples

$0 to $3,000

2.9% + $0.30

$3.20 fee on a $100 sale

$3,000.01+ to $12,000

2.5% + $0.30*

$2.80 fee on a $100 sale

$12,000.01+ to $125,000

2.2% + $0.30*

$2.50 fee on a $100 sale

$125,000.01+

1.9% + $0.30*

$2.20 fee on a $100 sale


*Merchant rate qualification required.

The pricing table above applies to payments received from Canada. For payments received from all other countries (excluding the US), an additional 1% charge will be applied. For payments received from the US, an additional 0.8% charge will be applied.

Nonprofit Discounts.

Is your nonprofit a registered charity with the Canadian Revenue Agency (CRA)?

Fee per transaction

1.6% + $0.30

To apply for a nonprofit discount, you’ll need to send the following things to compliance@paypal.com:

  • A Notification of Registration from the CRA
  • A blank and/or void cheque showing the bank account number and organization name
  • Your contact information, including the email address you used to set up your business account
  • Your business URL


Micropayment Discounts.

Do your sales typically average less than $12?

Sign up for a PayPal Business account online then call us for Micropayments.

Micropayments
(5% plus 5¢)

Standard Rate
(2.9% plus 30¢)

Average payment

$2

$2

Your transaction fee

$0.15

$0.36

Total cost for 100 payments

$15

$36

Currency exchange rate may apply. †
†For more information, please refer to the User Agreement

PayPal Payments Advanced

$10 monthly and 2.9% + $0.30 per transaction or less.



Volume Discounts.

Do your sales average more than $3,000 per month?

Apply for a volume discount

Your monthly sales

Your fee per transaction

Examples

$0 to $3,000

2.9% + $0.30

$3.20 fee on a $100 sale

$3,000.01+ to $12,000

2.5% + $0.30*

$2.80 fee on a $100 sale

$12,000.01+ to $125,000

2.2% + $0.30*

$2.50 fee on a $100 sale

$125,000.01+

1.9% + $0.30*

$2.20 fee on a $100 sale


*Merchant rate qualification required.

The pricing table above applies to payments received from Canada. For payments received from all other countries (excluding the US), an additional 1% charge will be applied. For payments received from the US, an additional 0.8% charge will be applied.

Currency exchange rate may apply. For more information, please refer to the User Agreement.

Nonprofit Discounts.

Is your nonprofit a registered charity with the Canadian Revenue Agency (CRA)?

Fee per transaction

1.6% + $0.30

To apply for a nonprofit discount, you’ll need to send the following things to compliance@paypal.com:

  • A Notification of Registration from the CRA
  • A blank and/or void cheque showing the bank account number and organization name
  • Your contact information, including the email address you used to set up your business account
  • Your business URL


Micropayment Discounts.

Do your sales typically average less than $12?

Sign up for a PayPal Business account online then call us for Micropayments.

Micropayments
(5% plus 5¢)

Standard Rate
(2.9% plus 30¢)

Average payment

$2

$2

Your transaction fee

$0.15

$0.36

Total cost for 100 payments

$15

$36

Currency exchange rate may apply. †
†For more information, please refer to the User Agreement

PayPal Payments Pro

$35 monthly and 2.9% + $0.30 per transaction.



Volume Discounts.

Do your sales average more than $3,000 per month?

Apply for a volume discount

Your monthly sales**

Your fee per transaction

Examples

$0 to $3,000

2.9% + $0.30

$3.20 fee on a $100 sale

$3,000.01+ to $12,000

2.5% + $0.30*

$2.80 fee on a $100 sale

$12,000.01+ to $125,000

2.2% + $0.30*

$2.50 fee on a $100 sale

$125,000.01 +

1.9% + $0.30*

$2.20 fee on a $100 sale


*Merchant rate qualification required.

The pricing table above applies to payments received from Canada. For payments received from all other countries (excluding the US), an additional 1% charge will be applied. For payments received from the US, an additional 0.8% charge will be applied.

**Processed through Express Checkout. For more information, please refer to the User Agreement.

Using Virtual Terminal.

If you’re using Virtual Terminal with the PayPal Payments Pro package, you’ll pay different transaction rates but you’ll still only pay the PayPal Payments Pro monthly fee of $35.



Virtual Terminal volume tiers

Do your monthly sales exceed $3,000?

Apply for a volume discount

Your monthly sales

Your fee per transaction

Examples

$0 to $3,000

3.1% + $0.30*

$3.40 fee on a $100 sale

$3,000.01 - $12,000.00

2.7% + $0.30*

$3.00 fee on a $100 sale

$12,000.01+

2.4% + $0.30*

$2.70 fee on a $100 sale



Micropayment Discounts.

Do your sales typically average less than $12?

Sign up for a PayPal Business account online then call us for Micropayments.

Micropayments
(5% plus 5¢)

Standard Rate
(2.9% plus 30¢)

Average payment

$2

$2

Your transaction fee

$0.15

$0.36

Total cost for 100 payments

$15

$36

Currency exchange rate may apply. †
†For more information, please refer to the User Agreement

Online Invoicing

No monthly fee and 2.9% + $0.30 per transaction or less.



Volume Discounts.

Do your sales average more than $3,000 per month?

Apply for a volume discount
Your monthly salesYour fee per transactionExamples
$0 to $3,0002.9% + $0.30 $3.20 fee on a $100 sale
$3,000.01+ to $12,000 2.5% + $0.30* $2.80 fee on a $100 sale
$12,000.01+ to $125,0002.2% + $0.30* $2.50 fee on a $100 sale
$125,000.01+ 1.9% + $0.30*$2.20 fee on a $100 sale

Micropayment Discounts.

Do your sales typically average less than $12?

Sign up for a PayPal Business account online then call us for Micropayments.

 Micropayments
(5% plus 5¢)		Standard Rate
(2.9% plus 30¢)
Average payment$2$2
Your transaction fee $0.15 $0.36
Total cost for 100 payments$15 $36

*Merchant rate qualification required.

The pricing table above applies to payments received from Canada. For payments received from all other countries (excluding the US), an additional 1% charge will be applied. For payments received from the US, an additional 0.8% charge will be applied.

If you have PayPal Payments Pro, you have access to Virtual Terminal at no extra cost to you.

Currency exchange rate may apply. †

†For more information, please refer to the User Agreement

Express Checkout

No monthly fee and 2.9% + $0.30 per transaction or less.



Volume Discounts.

Do your sales average more than $3,000 per month?

Apply for a volume discount
Your monthly salesYour fee per transactionExamples
$0 to $3,0002.9% + $0.30 $3.20 fee on a $100 sale
$3,000.01+ to $12,000 2.5% + $0.30* $2.80 fee on a $100 sale
$12,000.01+ to $125,0002.2% + $0.30* $2.50 fee on a $100 sale
$125,000.01+ 1.9% + $0.30*$2.20 fee on a $100 sale

Nonprofit Discounts.

Is your nonprofit a registered charity with the Canadian Revenue Agency (CRA)?


Fee per transaction1.6% + $0.30

To apply for a nonprofit discount, you'll need to send the following things to compliance@paypal.com:

  • A Notification of Registration from the CRA
  • A blank and/or void cheque showing the bank account number and organization name
  • Your contact information, including the email address you used to set up your business account
  • Your business URL

Micropayment Discounts.

Do your sales typically average less than $12?

Sign up for a PayPal Business account online then call us for Micropayments.

 Micropayments
(5% plus 5¢)		Standard Rate
(2.9% plus 30¢)
Average payment$2$2
Your transaction fee $0.15 $0.36
Total cost for 100 payments$15 $36

*Merchant rate qualification required.

The pricing table above applies to payments received from Canada. For payments received from all other countries (excluding the US), an additional 1% charge will be applied. For payments received from the US, an additional 0.8% charge will be applied.

Currency exchange rate may apply. †

†For more information, please refer to the User Agreement

Mass Payments

2% transaction fee. No setup fee. No monthly fee.



With postage and stationery, the costs of cheque runs can really add up. With Mass Payments, you pay 2% of each recipient's payment amount up to a maximum of $1.25CAD per recipient, if you send within Canada or to the U.S.

For payments sent to countries outside Canada and US, your fees will be 2% of each recipient's payment amount up to a maximum of $24CAD per recipient. Your recipient pays nothing to receive your payment, so they always get the full amount.


Virtual Terminal

$35 monthly and 3.1% + $0.30 per transaction or less.



Volume Discounts.

Do your sales average more than $3,000 per month?

Apply for a volume discount
Your monthly salesYour fee per transactionExamples
$0 to $3,0003.1% + $0.30 $3.40 fee on a $100 sale
$3,000.01+ to $12,000 2.7% + $0.30 $3.00 fee on a $100 sale
$12,000.01+ 2.4% + $0.30 $2.70 fee on a $100 sale

If you have PayPal Payments Pro, you have access to Virtual Terminal at no extra cost to you.

*Merchant rate qualification required.

The pricing table above applies to payments received from Canada. For payments received from all other countries (excluding the US), an additional 1% charge will be applied. For payments received from the US, an additional 0.8% charge will be applied.

Currency exchange rate may apply. †

†For more information, please refer to the User Agreement