PayPal Merchant Fees

When you sell with us, you can get some of the most competitive rates in the business.


Last Updated: 5, November 2020

You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’.

Domestic: A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same country/territory.


International: A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different countries/territories. Certain countries are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Country/Territory Grouping Table. If any fees are displayed on our fee pages in currencies other than Brazilian Reais, they will be charged in the equivalent amount in Brazilian Reais.

Country Code Table: We may refer to two-letter country/territory codes throughout our fee pages. For a complete listing of PayPal country codes, please access our Country Code Table.

Relevant Country/
Territory

Rates published below apply to PayPal accounts of residents of the following country/territory:

Country/Territory list

Brazil (BR)

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Commercial Transaction Rates

When you buy or sell goods or services, make any other commercial type of transaction, send or receive a charity donation or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”. For more information please see the fees for selling and receiving payments in our User Agreement.

Standard rate for receiving domestic transactions

Transaction TypeRate
Commercial Transactions4.79% + fixed fee

Receiving international transactions

Transaction TypeRate
Commercial Transactions6.40% + fixed fee

Fixed fee for commercial transactions (based on currency received)

CurrencyFee
Australian dollar0.30 AUD
Brazilian real0.60 BRL
Canadian dollar0.30 CAD
Czech koruna10.00 CZK
Danish krone2.60 DKK
Euro0.35 EUR
Hong Kong dollar2.35 HKD
Hungarian forint90.00 HUF
Israeli new shekel1.20 ILS
Japanese yen40.00 JPY
Malaysian ringgit2.00 MYR
Mexican peso4.00 MXN
CurrencyFee
New Taiwan dollar10.00 TWD
New Zealand dollar0.45 NZD
Norwegian krone2.80 NOK
Philippine peso15.00 PHP
Polish zloty1.35 PLN
Russian ruble10.00 RUB
Singapore dollar0.50 SGD
Swedish krona3.25 SEK
Swiss franc0.55 CHF
Thai baht11.00 THB
UK pounds sterling0.20 GBP
US dollar0.30 USD

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Installment Payments

Buyers may elect to pay you in installments. The option to select two to twelve installment payments is available to buyers. Commercial transaction rates plus the installment processing fee below will apply to these payments. The installment processing fee applies per installment payment.

Receiving installment transactions

TransactionRate
Installment transactionCommercial transaction rate + 1.92%

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Mass Payments

Mass Payments makes it easy to organise and email many recipients at once. We charge you a fee for each payment you send using Mass Payments, with the fee capped as shown below.

Sending Mass Payments

TransactionRate
Mass Payment2% of total transaction amount (not to exceed the maximum fee cap below)

BR Mass Payments: Mass payments can only be funded by your PayPal balance in Brazilian Reais. Mass Payments are not available for international payments.

Maximum fee cap for Mass Payments

CurrencyMaximum Fee Cap (per recipient)
Brazilian real2.00 BRL

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Micropayments

Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for business that process payments under 7.99 BRL. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your PayPal account. Please contact us to apply for the Micropayment rate.

Receiving micropayments

TransactionRate
Domestic micropayments & micropayments for Digital Goods9.50% + micropayments fixed fee
International micropayments & micropayments for Digital Goods10.50% + micropayments fixed fee

Micropayments fixed fee

Based on payment currency:

CurrencyFee
Australian dollar0.05 AUD
Brazilian real0.10 BRL
Canadian dollar0.05 CAD
Czech koruna1.67 CZK
Danish krone0.43 DKK
Euro0.05 EUR
Hong Kong dollar0.39 HKD
Hungarian forint15.00 HUF
Israeli new shekel0.20 ILS
Japanese yen7.00 JPY
Malaysian ringgit0.20 MYR
Mexican peso0.55 MXN
CurrencyFee
New Taiwan dollar2.00 TWD
New Zealand dollar0.08 NZD
Norwegian krone0.47 NOK
Philippine peso2.50 PHP
Polish zloty0.23 PLN
Russian ruble2.00 RUB
Singapore dollar0.08 SGD
Swedish krona0.54 SEK
Swiss franc0.09 CHF
Thai baht1.80 THB
UK pounds sterling0.05 GBP
US dollar0.05 USD

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Chargeback Fees

For transactions that are not processed either through a buyer’s PayPal account or through a guest checkout (PayPal Plus), we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).

The chargeback fee is based on the currency received as follows:

Chargeback fees

CurrencyFee
Australian dollar15.00 AUD
Brazilian real20.00 BRL
Canadian dollar15.00 CAD
Czech koruna250.00 CZK
Danish krone60.00 DKK
Euro11.25 EUR
Hong Kong dollar75.00 HKD
Hungarian forint2,000.00 HUF
Israeli new shekel40.00 ILS
Japanese yen1,300.00 JPY
Malaysian ringgit40.00 MYR
Mexican peso110.00 MXN


CurrencyFee
New Taiwan dollar330.00 TWD
New Zealand dollar15.00 NZD
Norwegian krone65.00 NOK
Philippine peso500.00 PHP
Polish zloty30.00 PLN
Russian ruble320.00 RUB
Singapore dollar15.00 SGD
Swedish krona80.00 SEK
Swiss franc10.00 CHF
Thai baht360.00 THB
UK pounds sterling7.00 GBP
US dollar10.00 USD

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Dispute Fees

We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.

Standard Dispute Fees

CurrencyFee
Australian dollar12.00 AUD
Brazilian real35.00 BRL
Canadian dollar10.00 CAD
Czech koruna185.00 CZK
Danish krone55.00 DKK
Euro7.00 EUR
Hong Kong dollar65.00 HKD
Hungarian forint2450.00 HUF
Indian Rupee580.00 INR
Israeli new shekel30.00 ILS
Japanese yen870.00 JPY
Malaysian ringgit35.00 MYR
Mexican peso160.00 MXN


CurrencyFee
New Taiwan dollar250.00 TWD
New Zealand dollar13.00 NZD
Norwegian krone75.00 NOK
Philippine peso405.00 PHP
Polish zloty30.00 PLN
Russian ruble600.00 RUB
Singapore dollar11.00 SGD
Swedish krona75.00 SEK
Swiss franc8.00 CHF
Thai baht250.00 THB
UK pounds sterling6.00 GBP
US dollar8.00 USD


High Volume Dispute Fees

CurrencyFee
Australian dollar24.00 AUD
Brazilian real70.00 BRL
Canadian dollar20.00 CAD
Czech koruna370.00 CZK
Danish krone110.00 DKK
Euro14.00 EUR
Hong Kong dollar130.00 HKD
Hungarian forint4900.00 HUF
Indian Rupee1160.00 INR
Israeli new shekel60.00 ILS
Japanese yen1740.00 JPY
Malaysian ringgit70.00 MYR
Mexican peso320.00 MXN
CurrencyFee
New Taiwan dollar500.00 TWD
New Zealand dollar26.00 NZD
Norwegian krone150.00 NOK
Philippine peso810.00 PHP
Polish zloty60.00 PLN
Russian ruble1200.00 RUB
Singapore dollar22.00 SGD
Swedish krona150.00 SEK
Swiss franc16.00 CHF
Thai baht500.00 THB
UK pounds sterling12.00 GBP
US dollar16.00 USD


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Currency Conversions

When transactions require a currency conversion, PayPal engages a licensed bank to perform the currency conversion. For information about currency conversion, please see the user agreement.

The exchange rate is determined based on rates available in the wholesale currency market and PayPal applies the Currency Conversion Fee to the exchange rate. The fee depends on the type of currency conversion, as follows:

Conversion of payments when received in another currency

Includes Mass Payments:

Rate
3.50% above the base exchange rate (to form the transaction exchange rate)

Conversions in all other cases

Rates for all other currency conversions (e.g. when sending payments not in BRL):

Rate
4.50% above the base exchange rate (to form the transaction exchange rate)

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Transfers Out of PayPal

You can typically transfer money out of PayPal by standard transfers to your linked bank account.

Transferring balance from a business PayPal account

Transfer toTransfer TypeRate
Bank accountStandardNo Fee

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Other Merchant Fees

Included below are fees associated with events, requests, or actions that may happen when you use your account.

Other Fees

ActivityDescriptionRate
Bank Return on Transfer out of PayPalThis fee is charged when a transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided.No Fee
Commercial Transaction RefundsFull Refunds
  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
Partial Refunds
  • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.

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