Get $20 back
Spend $200 or more on Pay in 4 and you could get $20 back.1
Enrol NowInvitation only offer. Offer ends 11:59PM 30/06/2026 or earlier when 10,000 rewards exhausted. By enrolling, customers agree to receive communications from PayPal about this offer. Aus consumer PayPal accounts only. Subject to suitability checks. Minimum spend $200. Limited rewards available. Max one reward per eligible account. Reward paid into PayPal account and must be redeemed within 6 weeks. Exclusions on use apply. PayPal Credit Pty Ltd, Australian Credit Licence 568848. Full terms and conditions and eligibility criteria here.
How it works
Step 1
Enrol in the offer by logging into your PayPal account
Step 2
- Spend more than $200 using Pay in 4 before 11:59pm 30 June 2026 to get $20 back into your PayPal account
Step 3
- Use your $20 within 6 weeks on your next PayPal purchase. See full offer terms.
Pay in 4
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Frequently asked questions
Who is eligible to enrol in the Offer?
This is an invitation only offer for specific eligible Australian PayPal consumer accounts. Your account must be in good standing and you must receive an invitation to enrol in the offer from PayPal. Merchant accounts excluded. You can only enrol and qualify for the offer once.
How do I qualify to get $20 back?
If I have completed a PayPal Pay in 4 transaction before enrolment, will that qualify for the $20 reward?
Can I be rewarded more than once?
How quickly will I receive my $20 reward?
How can I spend my $20 reward?
Where can I access the full terms and conditions?
What is PayPal Pay in 4?
1Invitation only offer. Offer ends 11:59PM 30/06/2026 or earlier when 10,000 rewards exhausted. By enrolling, customers agree to receive communications from PayPal about this offer. Aus consumer PayPal accounts only. Subject to suitability checks. Minimum spend $200. Limited rewards available. Max one reward per eligible account. Reward paid into PayPal account and must be redeemed within 6 weeks. Exclusions on use apply. PayPal Credit Pty Ltd, Australian Credit Licence 568848. Full terms and conditions and eligibility criteria here.
2PayPal Pay in 4 is a continuing credit contract provided by PayPal Credit Pty Limited (ABN 66 600 629 258) to Australian residents and is subject to eligibility criteria, credit application and suitability assessment. PayPal Pay in 4 is available on eligible transactions under AU$2,000 and application and use may impact a customer's credit score. Please read and consider the PayPal Credit Guide before entering into the PayPal Pay in 4 Facility Agreement. Please see the PayPal Pay in 4 Facility Agreement for full details and for more information about how PayPal handles your personal information, please refer to our Privacy Statement. PayPal may disclose your personal information to a credit reporting body. To find out more about our credit reporting practices, please see our Statement of Notifiable Matters. To view the Target Market Determination for this product, see here.