How it works

Step 1

  • Enrol in the offer by logging into your PayPal account

Step 2

  • Spend more than $200 using Pay in 4 before 11:59pm 30 November 2026 to get $50 back into your PayPal account.

Step 3

  • Use your $50 within 2 weeks on your next PayPal purchase.

Shop now, Pay in 4

Shop great deals, Pay Later. Use Pay in 4 with no interest and no late fees.

Spread the cost of the

festive season

No interest charged

Make interest-free payments with Pay in 4.2

Widely available

Shop at millions of online stores around the globe.

No sign up or late fees

When you choose Pay in 4 there’s no risk of sign up fees or interest. It’s that simple.

Backed by PayPal

Get Buyer Protection on eligible purchases.3

Frequently asked questions