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From everyday purchases to running a business,
people around the world rely on us to pay and get paid.

How PayPal Works

Buy your gifts now, pay for them later with PayPal Credit.

Holiday spending just got a lot less stressful.

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1

Sign up free with your email, name, address, and number.

1

Securely link your favorite banks, debit cards, and credit cards.

1

Use your PayPal login to skip entering your bank and card info.

2

Send money to someone’s email address or mobile number.

2

It’s free to send in the U.S. with a bank. Or choose any linked card.

2

The money goes to their PayPal account. Or they can quickly sign up.

3

Find your cause online and look for the PayPal Donate button.

3

Choose to donate one time or set up regular donations.

3

You’ll get a receipt and feel great about giving.

4

Apply for PayPal Credit and get a decision in seconds.

4

Use your flexible credit line to get more time to pay where PayPal is accepted.

4

Get special financing offers and manage payments right from your PayPal account.

5

Open a business account with your email, business address, and basic info.

5

Choose how to get paid, then set up your payment methods.

5

Start accepting payments on your app, website, or in person.

Looking for business solutions?

PayPal makes it easy to get paid securely anywhere you do business: online, on mobile, in person or via an invoice.

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