Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required. Subject to credit approval. See terms. If approved, you'll get a PayPal Credit Card to use everywhere Mastercard is accepted or a PayPal Credit digital line to use when checking out with PayPal.
PayPal credit options
A little flexibility or a lot
Get a quick credit line for unexpected purchases. Opt for a credit card that gives you up to 3% cash back on your PayPal purchases.1 Or try a Pay Later plan that meets your needs.
PayPal Credit Card
Everything You Love. Now With Expanded Special Financing.
The PayPal Credit Card makes it easy to enjoy $0 interest if paid in full in 6 months on all purchases of $149+, everywhere PayPal and Mastercard is accepted.
PayPal Cashback Mastercard®
Up to 3% cash back
Earn 3% back on your PayPal purchases.1 And 1.5% back on everything else. Use it anywhere Mastercard is accepted. There’s no annual fee.3 And no impact to your credit score if you're declined.4 Add it to your phone’s wallet, and tap to pay.
Buy Now, Pay Later
Get it now. Pay later.
Pay over time with no late fees. Choose from smart options like Pay in 45 or Pay Monthly.6
PayPal Debit Card
Spend your PayPal balance
Shop in stores or online wherever Mastercard® is accepted. Plus, get 5% cash back in the monthly category of your choice.
Frequently asked questions
Discover more ways to pay
All in the
PayPal app
It’s your do-it-all digital wallet. Load up on offers before you shop. Track your packages. And manage it all on the go.