Earn reward points for everyday purchases.

Redeem points for gift cards, cash back into your PayPal™ balance and more!*

3X Points*

$1 spent Gas Stations and Restaurants

2X Points*

$1 spent at PayPal and eBay®

1X Points*

$1 spent on all other MasterCard® purchases

Be eligible for great rewards including cash back.

Use the PayPal Extras MasterCard® anywhere
MasterCard is accepted – 24 million locations.

  • 2,200 points: Gift cards for restaurants, gas, retail and more
  • 3,000 points: Merchandise ranging from housewares to electronics and sports equipment
  • 6,000 points: $50 cash back, credited immediately to your PayPal Account
  • 15,000 points: Travel voucher for airfare, hotel or car rental

Get rewarded

As a PayPal Extras Cardholder, you’re automatically enrolled in the Rewards Program. Get the card that rewards you for every purchase – PayPal Extras MasterCard.



*See Reward program Terms for details.

Here's how the application process works:

When you apply, you will first be considered for a PayPal Extras MasterCard, which can be used anywhere MasterCard is accepted. if you do not qualify for a PayPal Extras MasterCard, you will then be considered for a PayPal Smart Connect account, which can be used anywhere PayPal is accepted

PayPal Smart Connect accounts do not earn rewards under the PayPal Extras MasterCard Rewards Program.

Only U.S. residents over 18 years of age may apply.

PayPal Extras MasterCard is issued by Synchrony Bank to a license by MasterCard International Incorporated. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.