PayPal Extras Mastercard®

Because you deserve something a bit extraordinary.

Apply Now†

You must have a PayPal account in order to apply for a PayPal Extras Mastercard account. When you click “Apply Now”, you will be prompted to log in to your PayPal account. If you do not currently have a PayPal account, you will need to open one to apply.

Ways to earn Reward Points.*

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Get 3 points per $1 spent on gas and restaurant purchases

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Get 2 points per $1 spent on PayPal and eBay purchases

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Get 1 point per $1 spent on other Mastercard purchases

Ways to redeem Reward Points.*

Earn 800 Points:

Redeem for gift cards for restaurants, gas, retail and more

Earn 6,000 Points:

Get $50 cash back, credited into your PayPal balance

Earn 3,000 Points:

Cash points in for merchandise ranging from housewares to electronics and sports equipment

Earn 15,000 Points:

Receive a travel voucher for future airfare, hotel or car rental

Earn 800 Points:

Redeem for gift cards for restaurants, gas, retail and more

Earn 3,000 Points:

Cash points in for merchandise ranging from housewares to electronics and sports equipment

Earn 6,000 Points:

Get $50 cash back, credited into your PayPal balance

Earn 15,000 Points:

Receive a travel voucher for future airfare, hotel or car rental

Get more of the good stuff.

Simply shop, earn Reward Points*, and redeem for gift cards, merchandise, travel vouchers and cash back into your PayPal balance. It’s really that easy and awesome.

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Shop everywhere Mastercard is accepted – 24 million locations and counting

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Earn Reward Points* on everything you buy

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Conveniently redeem your Reward Points* through your PayPal account

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Plus, enjoy the added benefit of no annual fee**

You can relax & enjoy. You're getting Mastercard benefits.

Extend Your Warranties

Double the original manufacturer's or store brand warranty for up to one year when you purchase using your PayPal Extras Mastercard.

Price Protection for 60 Days

If you buy an item with your card and the price drops within 60 days, you may be reimbursed for the difference.

Identity Theft Resolution

You’ll get ID theft alerts, credit card replacement and ID Theft Affidavit assistance if you’re the victim of identity theft — at no cost to you.

Microchip Technology

EMV Chip Technology makes shopping more secure at chip-enabled terminals around the globe.

Get rewarded for every purchase.

Finally, the rewards and benefits you deserve.

Apply for the PayPal Extras Mastercard now.

Apply Now†

†Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.

*Purchases subject to credit approval. Accrued Reward Points that are not redeemed will be forfeited 24 months (2 years) after they were first accrued or if there are no purchases for 24 consecutive months. See Rewards Program Terms for details and other reasons why accrued Reward Points may be forfeited. Note: Without an active PayPal account to which your Card is linked, you will not be able to (1) use the Card to make purchases through PayPal; (2) earn rewards on PayPal purchases; (3) redeem rewards online or in a form other than statement credit; and (4) take advantage of online account management, make payments online or receive online statements. You will only be able to redeem rewards in the form of a statement credit by calling the number on the back of your card.

**For New Accounts: Variable Purchase APR is 21.49%, 25.49% and 28.49% The APRS are accurate as of 4/1/2018 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $1.50 for all types of cards in any billing cycle in which you owe interest.

The PayPal Extras Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.