Because you deserve something a bit extraordinary.Apply Now†
You must have an account with PayPal in order to apply for a PayPal Extras Mastercard account. When you click “Apply Now”, you will be prompted to log in to PayPal. If you do not currently have an account with PayPal, you will need to open one to apply.
Earn 3 points per $1 spent on gas and restaurant purchases
Earn 2 points per $1 spent on PayPal and eBay purchases
Earn 1 point per $1 spent on other Mastercard purchases
Redeem for gift cards for restaurants, gas, retail and more
Cash points in for merchandise ranging from housewares to electronics and sports equipment
Get $50 Cash Rewards, credited into your PayPal balance**
Receive a travel voucher for future airfare, hotel or car rental
Identity theft hurts, but Mastercard can help—for no extra cost. From scouring the internet to see if your personal info is being sold to helping you clear your name with credit rating agencies, we're there for you, 24/7.
EMV Chip Technology makes shopping more secure at chip-enabled terminals around the globe.
Finally, the rewards and benefits you deserve.
You must have an account with PayPal in order to apply for a PayPal Extras Mastercard account. When you click “Apply Now”, you will be prompted to log in PayPal. If you do not currently have an account with PayPal, you will need to open one to apply.
†Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply.
*Purchases subject to credit approval. Accrued Reward Points that are not redeemed will be forfeited 24 months (2 years) after they were first accrued or if there are no purchases for 24 consecutive months. See Rewards Program Terms for details and other reasons why accrued Reward Points may be forfeited. Note: Without an active account with PayPal to which your Card is linked, you will not be able to (1) use the Card to make purchases through PayPal; (2) earn rewards on PayPal purchases; (3) redeem rewards online or in a form other than statement credit; and (4) take advantage of online account management, make payments online or receive online statements. You will only be able to redeem rewards in the form of a statement credit by calling the number on the back of your card.
**Important information on redeeming Cash Rewards to your PayPal balance: You need to have a PayPal Cash or PayPal Cash Plus account to have a balance. If you do not have one of those accounts, you can only transfer your Cash Rewards to your bank account or debit card linked to PayPal.
1For New Accounts: Variable Purchase APR is 21.49%, 25.49% or 28.49%. The APRs are accurate as of 11/1/2019 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $1.50 for all types of cards in any billing cycle in which you owe interest.
The PayPal Extras Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.