If you are approved for the PayPal Extras MasterCard, you'll start earning Points on purchases anywhere MasterCard is accepted.

Redeem points for gift cards, cash backinto your PayPal™ balance and more!*

3X Points*

/ $1 spent Gas Stations and Restaurants

2X Points*

/ $1 spent at PayPal and eBay®

1X Points*

/ $1 spent on all other MasterCard® purchases

Be eligible for great rewards including cash back.

Use the PayPal Extras MasterCard® anywhere
MasterCard is accepted – 24 million locations.

  • 2,200 points: Gift cards for restaurants, gas, retail and more
  • 3,000 points: Merchandise ranging from housewares to electronics and sports equipment
  • 6,000 points: $50 cash back, credited immediately to your PayPal Account
  • 15,000 points: Travel voucher for airfare, hotel or car rental

PayPal Extra Card

Find it. Buy it.

PayPal Extras MasterCard® or PayPal Smart Connect As a PayPal Extras Cardholder, you’re automatically enrolled in the Rewards Program. Get the card that rewards you for every purchase – PayPal Extras MasterCard.

By applying you agree that, if approved, Synchrony Bank may provide you with a PayPal Extras MasterCard or a PayPal Smart Connect account. PayPal Smart Connect accounts have a higher interest rate and can be used almost everywhere PayPal is accepted. PayPal Smart Connect accounts do not earn rewards under the PayPal Extras MasterCard Rewards Program.


PayPal smart Connect

* See Reward program Terms for details.

Subject to credit approval by Synchrony Bank. Only U.S. residents over 18 years of age may apply.

The PayPal Extras MasterCard is issued by Synchrony Bank pursuant to a license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

The PayPal Smart Connect account is issued by Synchrony Bank.